# SpendMind vs Risp

The clearest difference is price: SpendMind at Free against Risp's $9.99. SpendMind also leads on update cadence (every 2 weeks vs every 3 months). Risp's advantage is in-app purchases (none vs 2). On ads, device support and iOS requirement there is nothing between them.

SpendMind is free to download; Risp costs $9.99 up front. SpendMind sells 2 in-app purchases, starting at $9.99 per month. Risp asks for nothing beyond the download.

SpendMind ships an update every 2 weeks, Risp every 3 months. The most recent releases landed on November 5, 2026 and November 8, 2026 respectively.

## The numbers

| Metric | SpendMind | Risp |
| --- | --- | --- |
| Price | **Free** | $9.99 |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/spendmind-ai-expense-tracker/id6754249390/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 3 months |
| Monetization | Freemium | — |
| Size | 32 MB | 3 MB |
| Requires iOS | 17.0 | **16.0** |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Wajahat Hassan](https://appshunter.io/developer/1776877842) | [Marco Tini](https://appshunter.io/developer/544232459) |

## What reviewers say

### SpendMind

[App page](https://appshunter.io/ios/app/spendmind-ai-expense-tracker/id6754249390)

Effortlessly track your spending by simply speaking. This AI-powered app automatically extracts expense details, categorizes them, and provides insightful financial overviews. Manage bills, subscriptions, and recurring payments with ease.

**Highlights:** Voice-powered expense logging, AI-extracted amount, category, date, Automatic expense categorization, Recurring expense tracking, Home screen widget for quick overview, iCloud sync across devices, Encrypted and private data storage

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Monthly | $9.99 | per month |
| Pro Yearly | $69.99 | per year |


### Risp

[App page](https://appshunter.io/ios/app/risp-budget-and-savings/id6766310169)

**Features:** macOS Compatibility, Vision Pro support, iPhone Duo support

**In-app purchases:** none


## Frequently asked questions

### Is SpendMind free?

SpendMind is free to download, with in-app purchases available.

### Is Risp free?

Risp costs $9.99, with no in-app purchases.

### Do SpendMind or Risp have ads?

Neither SpendMind nor Risp shows ads.

### Which is updated more often, SpendMind or Risp?

SpendMind ships an update every 2 weeks, and Risp every 3 months. Most recently, SpendMind was updated on November 5, 2026 and Risp on November 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*