# QARZDAFTAR vs Ayva

The clearest difference is in-app purchases: Ayva at none against QARZDAFTAR's 4. Ayva also leads on iOS requirement (15.5 vs 18.0). QARZDAFTAR's advantage is update cadence (every 10 days vs every 4 weeks). On price, ads and device support there is nothing between them.

Both are free to download. QARZDAFTAR sells 4 in-app purchases, starting at $0.99 per month. Ayva asks for nothing beyond the download.

QARZDAFTAR ships an update every 10 days, Ayva every 4 weeks. Both last shipped on November 5, 2026.

## The numbers

| Metric | QARZDAFTAR | Ayva |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/qarzdaftar/id6754274680/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 10 days** | Every 4 weeks |
| Monetization | Free with in-app purchases | — |
| Size | 8 MB | 189 MB |
| Requires iOS | 18.0 | **15.5** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [Shokhruz Khalikov](https://appshunter.io/developer/1847587761) | [UDEVS, MASULIYATI CHEKLANGAN JAMIYATI](https://appshunter.io/developer/1528483613) |

## What reviewers say

### QARZDAFTAR

[App page](https://appshunter.io/ios/app/qarzdaftar/id6754274680)

Manage debts, payments, and settlements with contacts and organizations. Record transactions, generate reports, and keep your finances organized. Suitable for personal use and small businesses.

**Highlights:** Track debts and payments, Mutual settlements support, Organization-based accounting, Contact management, Debtor reports and analytics, Export documents to PDF, Data backup and restore

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| QARZDAFTAR Basic Monthly | $0.99 | per month |
| QARZDAFTAR Basic Yearly | $9.99 | per year |
| Organization Slot | $2.99 | one-time |
| Organization Slot | $4.99 | one-time |


### Ayva

[App page](https://appshunter.io/ios/app/ayva/id6759030204)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is QARZDAFTAR free?

QARZDAFTAR is free to download, with in-app purchases available.

### Is Ayva free?

Ayva is free to download, with no in-app purchases.

### Do QARZDAFTAR or Ayva have ads?

Neither QARZDAFTAR nor Ayva shows ads.

### Which is updated more often, QARZDAFTAR or Ayva?

QARZDAFTAR ships an update every 10 days, and Ayva every 4 weeks. Most recently, QARZDAFTAR was updated on November 5, 2026 and Ayva on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*