# Loan Access vs MicroGastos

The clearest difference is in-app purchases: Loan Access at none against MicroGastos's 2. MicroGastos's advantage is update cadence (weekly vs every 3 months). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. MicroGastos sells 2 in-app purchases, starting at $1.99 per month. Loan Access asks for nothing beyond the download.

Loan Access ships an update every 3 months, MicroGastos weekly. The most recent releases landed on May 18, 2026 and October 12, 2026 respectively.

## The numbers

| Metric | Loan Access | MicroGastos |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 months | **Weekly** |
| Size | 4 MB | 2 MB |
| Requires iOS | 17.0 | 17.0 |
| Devices | iPhone | iPhone |
| Age rating | 17+ | 4+ |
| Developer | [Frieder Winterstein](https://appshunter.io/developer/1848364097) | [Daniel Chueca](https://appshunter.io/developer/1854350838) |

## What reviewers say

### Loan Access

[App page](https://appshunter.io/ios/app/loan-access/id6754460628)

**Features:** macOS Compatibility

**In-app purchases:** none


### MicroGastos

[App page](https://appshunter.io/ios/app/microgastos/id6757228131)

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Premium | $1.99 | per month |
| Annual Premium | $12.99 | per year |


## Frequently asked questions

### Is Loan Access free?

Loan Access is free to download, with no in-app purchases.

### Is MicroGastos free?

MicroGastos is free to download, with in-app purchases available.

### Do Loan Access or MicroGastos have ads?

Neither Loan Access nor MicroGastos shows ads.

### Which is updated more often, Loan Access or MicroGastos?

Loan Access ships an update every 3 months, and MicroGastos weekly. Most recently, Loan Access was updated on May 18, 2026 and MicroGastos on October 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*