# Mortgage Calculator vs HouseMath

The clearest difference is in-app purchases: HouseMath at none against Mortgage Calculator's 6. HouseMath also leads on update cadence (every 3 days vs weekly) and ratings volume (3 vs 1). Mortgage Calculator's advantage is device support (4 vs 1). On price, rating, ads and iOS requirement there is nothing between them.

Both are free to download. Mortgage Calculator sells 6 in-app purchases, starting at $1.99 per month. HouseMath asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 5.0 for Mortgage Calculator against 5.0 for HouseMath. Both are backed by a comparable volume of ratings — 1 and 3 respectively.

Mortgage Calculator ships an update weekly, HouseMath every 3 days. The most recent releases landed on October 30, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | Mortgage Calculator | HouseMath |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (1 ratings)](https://appshunter.io/ios/app/mortgage-calculator-bricks/id6754506837/reviews) | [5.0 (3 ratings)](https://appshunter.io/ios/app/housemath/id6819562236/reviews) |
| Number of ratings | 1 | **3** |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Weekly | **Every 3 days** |
| Monetization | Freemium | **Free** |
| Size | 33 MB | 2 MB |
| Requires iOS | 18.6 | **17.0** |
| Devices | **iPhone, iPad, Mac, Vision Pro** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Freddy Diaz](https://appshunter.io/developer/1807695665) | [Gray Glen, LLC](https://appshunter.io/developer/6819562238) |

## What reviewers say

### Mortgage Calculator

[App page](https://appshunter.io/ios/app/mortgage-calculator-bricks/id6754506837)

Estimate monthly mortgage payments by inputting home price, down payment, and interest rate. Add property taxes, insurance, and other expenses for a comprehensive cost overview. Save, compare, and manage multiple home plans offline.

**Highlights:** Estimate monthly mortgage payments, Include property taxes and insurance, Save and compare multiple mortgage plans, Offline calculations, Affordability estimation, Split shared costs, Analyze extra payments and refinancing

**Features:** Family Sharing, iPhone Duo support

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $1.99 | per month |
| Yearly | $9.99 | per year |
| Small Tip | $1.99 | one-time |
| Medium Tip | $4.99 | one-time |
| Generous Tip | $19.99 | one-time |
| Lifetime | $19.99 | one-time |


### HouseMath

[App page](https://appshunter.io/ios/app/housemath/id6819562236)

This app helps you understand the true monthly cost of homeownership, determine how much house you can afford based on your finances, and compare buying versus renting over the long term. It provides detailed breakdowns of all associated costs and projections.

**Highlights:** Calculate total monthly homeownership costs, Determine maximum affordable home price, Compare buying versus renting investment growth, Detailed mortgage amortization schedules, Local tax and insurance estimates, Private and ad-free experience

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Mortgage Calculator free?

Mortgage Calculator is free to download, with in-app purchases available.

### Is HouseMath free?

HouseMath is free to download, with no in-app purchases.

### Which has better reviews, Mortgage Calculator or HouseMath?

Mortgage Calculator and HouseMath are both rated 5.0 out of 5 on the App Store, from 1 and 3 ratings respectively.

### Do Mortgage Calculator or HouseMath have ads?

Neither Mortgage Calculator nor HouseMath shows ads.

### Which is updated more often, Mortgage Calculator or HouseMath?

Mortgage Calculator ships an update weekly, and HouseMath every 3 days. Most recently, Mortgage Calculator was updated on October 30, 2026 and HouseMath on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*
