# Offshore Budgeting vs Boring Budget

The clearest difference is iOS requirement: Boring Budget at 15.1 against Offshore Budgeting's 18.6. On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for Offshore Budgeting against 5.0 for Boring Budget. Both are backed by a comparable volume of ratings — 1 and 1 respectively.

Offshore Budgeting ships an update every 8 days, Boring Budget every 9 days. The most recent releases landed on October 14, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | Offshore Budgeting | Boring Budget |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (1 ratings)](https://appshunter.io/ios/app/offshore-budgeting/id6754517095/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/boring-budget/id6769723818/reviews) |
| Number of ratings | 1 | 1 |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 8 days** | Every 9 days |
| Monetization | Free | Free |
| Size | 259 MB | 57 MB |
| Requires iOS | 18.6 | **15.1** |
| Devices | iPhone, iPad, Mac | iPhone, iPad, iPod |
| Age rating | 12+ | 4+ |
| Developer | [Michael Brown](https://appshunter.io/developer/1827710600) | [Tyler McCoy](https://appshunter.io/developer/1896682128) |

## What reviewers say

### Offshore Budgeting

[App page](https://appshunter.io/ios/app/offshore-budgeting/id6754517095)

A private financial workspace that helps you understand your money without connecting to a bank or sharing data. It offers a structured way to plan income and expenses, visualize finances over time, and customize categories for clarity.

**Highlights:** Private financial workspace, Offline functionality, Optional iCloud sync, Plan income and expenses, Visualize finances over time, Customizable categories and presets, Spreadsheet-like clarity without friction

**In-app purchases:** none


### Boring Budget

[App page](https://appshunter.io/ios/app/boring-budget/id6769723818)

Take control of your finances with this app that simplifies budgeting through customizable envelopes. Track spending, set goals, and visualize trends with secure bank syncing or manual entry. Features include transaction splitting, recurring charge detection, and insightful reports.

**Highlights:** Envelope budgeting, Secure bank sync via Plaid, Split transactions, Recurring charge detection, Spend & save goals, Spending reports, Privacy mode

**In-app purchases:** none


## Frequently asked questions

### Is Offshore Budgeting free?

Offshore Budgeting is free to download, with no in-app purchases.

### Is Boring Budget free?

Boring Budget is free to download, with no in-app purchases.

### Which has better reviews, Offshore Budgeting or Boring Budget?

Offshore Budgeting and Boring Budget are both rated 5.0 out of 5 on the App Store, from 1 and 1 ratings respectively.

### Do Offshore Budgeting or Boring Budget have ads?

Neither Offshore Budgeting nor Boring Budget shows ads.

### Which is updated more often, Offshore Budgeting or Boring Budget?

Offshore Budgeting ships an update every 8 days, and Boring Budget every 9 days. Most recently, Offshore Budgeting was updated on October 14, 2026 and Boring Budget on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*