# Offshore Budgeting vs Stash | Envelope Budget

The clearest difference is in-app purchases: Offshore Budgeting at none against Stash | Envelope Budget's 1. Stash | Envelope Budget's advantage is iOS requirement (16.4 vs 18.6). On price, ads and device support there is nothing between them.

Both are free to download. Stash | Envelope Budget sells 1 one-off in-app purchase. Offshore Budgeting asks for nothing beyond the download.

## The numbers

| Metric | Offshore Budgeting | Stash | Envelope Budget |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/offshore-budgeting/id6754517095/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 8 days | — |
| Monetization | Free | — |
| Size | 259 MB | 38 MB |
| Requires iOS | 18.6 | **16.4** |
| Devices | **iPhone, iPad, Mac** | iPhone, iPad |
| Age rating | 12+ | 4+ |
| Developer | [Michael Brown](https://appshunter.io/developer/1827710600) | [Xentech LLC](https://appshunter.io/developer/1798961055) |

## What reviewers say

### Offshore Budgeting

[App page](https://appshunter.io/ios/app/offshore-budgeting/id6754517095)

A private financial workspace that helps you understand your money without connecting to a bank or sharing data. It offers a structured way to plan income and expenses, visualize finances over time, and customize categories for clarity.

**Highlights:** Private financial workspace, Offline functionality, Optional iCloud sync, Plan income and expenses, Visualize finances over time, Customizable categories and presets, Spreadsheet-like clarity without friction

**In-app purchases:** none


### Stash | Envelope Budget

[App page](https://appshunter.io/ios/app/stash-envelope-budget/id6802352015)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro lifetime | $49.99 | one-time |


## Frequently asked questions

### Is Offshore Budgeting free?

Offshore Budgeting is free to download, with no in-app purchases.

### Is Stash | Envelope Budget free?

Stash | Envelope Budget is free to download, with in-app purchases available.

### Do Offshore Budgeting or Stash | Envelope Budget have ads?

Neither Offshore Budgeting nor Stash | Envelope Budget shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*