# Valo | Benefit Tracking vs PerkTracker

The clearest difference is monetization model: PerkTracker at free against Valo | Benefit Tracking's subscription. Valo | Benefit Tracking's advantage is iOS requirement (13.0 vs 17.6). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for Valo | Benefit Tracking against 5.0 for PerkTracker. Both are backed by a comparable volume of ratings — 5 and 2 respectively.

Valo | Benefit Tracking ships an update every 3 weeks, PerkTracker monthly. The most recent releases landed on October 11, 2026 and September 30, 2026 respectively.

## The numbers

| Metric | Valo | Benefit Tracking | PerkTracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (5 ratings)](https://appshunter.io/ios/app/valo-benefit-tracking/id6754577827/reviews) | [5.0 (2 ratings)](https://appshunter.io/ios/app/perktracker/id6755742588/reviews) |
| Number of ratings | **5** | 2 |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Monthly |
| Monetization | Subscription | **Free** |
| Size | 76 MB | 8 MB |
| Requires iOS | **13.0** | 17.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Credit Card Buddy, LLC](https://appshunter.io/developer/1849025490) | [CindysFamily LLC](https://appshunter.io/developer/1856012861) |

## What reviewers say

### Valo | Benefit Tracking

[App page](https://appshunter.io/ios/app/valo-benefit-tracking/id6754577827)

Automatically track and maximize your credit card benefits. Get smart reminders and suggestions to ensure you're getting the most value from your premium cards. Understand your spending and benefit usage with clear dashboards.

**Highlights:** Automatic benefit monitoring, Smart expiry reminders, Benefit usage suggestions, Value dashboards, Supports Amex and Chase cards

**Features:** Apple Wallet

**In-app purchases:** none


### PerkTracker

[App page](https://appshunter.io/ios/app/perktracker/id6755742588)

Effortlessly manage and maximize your credit card benefits. This app automatically organizes your perks, sends expiration alerts, and provides a clear overview of all your card benefits in one place.

**Highlights:** Smart perk tracking by category and issuer, Expiration and renewal alerts, Clean and simple interface, Flexible perk management (mark as used, add custom), Multi-card support, Automatic updates

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Valo | Benefit Tracking free?

Valo | Benefit Tracking is free to download, with no in-app purchases.

### Is PerkTracker free?

PerkTracker is free to download, with no in-app purchases.

### Which has better reviews, Valo | Benefit Tracking or PerkTracker?

Valo | Benefit Tracking and PerkTracker are both rated 5.0 out of 5 on the App Store, from 5 and 2 ratings respectively.

### Do Valo | Benefit Tracking or PerkTracker have ads?

Neither Valo | Benefit Tracking nor PerkTracker shows ads.

### Which is updated more often, Valo | Benefit Tracking or PerkTracker?

Valo | Benefit Tracking ships an update every 3 weeks, and PerkTracker monthly. Most recently, Valo | Benefit Tracking was updated on October 11, 2026 and PerkTracker on September 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*