# ginkgo bAV vs FinLu

The clearest difference is update cadence: FinLu at every 3 days against ginkgo bAV's every 2 weeks. ginkgo bAV's advantage is iOS requirement (15.0 vs 18.6). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ginkgo bAV ships an update every 2 weeks, FinLu every 3 days. The most recent releases landed on November 9, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | ginkgo bAV | FinLu |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (2 ratings)](https://appshunter.io/ios/app/finlu/id6755127340/reviews)** |
| Number of ratings | — | **2** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Every 3 days** |
| Monetization | — | Free |
| Size | 12 MB | 2 MB |
| Requires iOS | **15.0** | 18.6 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 12+ |
| Developer | [ginkgo Betriebliche Vorsorge GmbH](https://appshunter.io/developer/1849151497) | [Stephanie Liew](https://appshunter.io/developer/1817256741) |

## What reviewers say

### ginkgo bAV

[App page](https://appshunter.io/ios/app/ginkgo-bav/id6754603080)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### FinLu

[App page](https://appshunter.io/ios/app/finlu/id6755127340)

This app helps you manage your money by tracking income and expenses, visualizing spending, and organizing financial data. It offers secure access and a clean interface to empower users to build better money habits.

**Highlights:** Track income and expenses, Visualize spending with charts, Secure passcode and biometrics, Edit and refine entries, Smart organization by time period, Modern, minimal design

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is ginkgo bAV free?

ginkgo bAV is free to download, with no in-app purchases.

### Is FinLu free?

FinLu is free to download, with no in-app purchases.

### Do ginkgo bAV or FinLu have ads?

Neither ginkgo bAV nor FinLu shows ads.

### Which is updated more often, ginkgo bAV or FinLu?

ginkgo bAV ships an update every 2 weeks, and FinLu every 3 days. Most recently, ginkgo bAV was updated on November 9, 2026 and FinLu on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*