Comparison

Upinvest vs Spendlio

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Upinvest

Read full description

UpInvest empowers you to track, manage, and grow your investments in the stock market with ease. Stay informed with real-time updates and detailed insights on your portfolio — all in one place, wherever you go. Whether you’re a beginner or an experienced investor, UpInvest helps you understand your holdings, monitor performance, and make smarter decisions. Auto-Renewable Subscription Information UpInvest offers optional subscription plans to unlock premium features and enhanced portfolio insights. • Subscription Title: UpInvest Premium • Subscription Length: Auto-renewable monthly/yearly subscription • Subscription Price: Displayed clearly within the app based on your region • Payment will be charged to your Apple ID account at confirmation of purchase. • Subscription renews automatically unless canceled at least 24 hours before the end of the current period. Policies & Agreements • Privacy Policy: https://upinvest.pk/privacy-policy/ • Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Spendlio

Effortlessly track your spending using voice commands. This app offers quick expense entry, custom categories, and insightful spending charts. Upgrade for unlimited voice input, receipt scanning, and advanced financial planning.

Highlights
  • Voice-activated expense entry
  • Unlimited transaction tracking (free)
  • Customizable categories
  • Spending charts and insights
  • Bill reminders and planning
  • PIN/Face ID security
  • Receipt scanning (premium)
Read full description

Spendlio — Private Expense Tracker, Budget & Money Manager Track expenses in seconds — just ask Siri. Say “add $45 for groceries” and it’s logged instantly. No typing, no hassle. PRIVATE BY DESIGN No sign-up and no account required Your financial data stays on your device by default Optional iCloud backup keeps it synced across your devices — still 100% private, never shared with us Works offline HANDS-FREE WITH SIRI Just say “Hey Siri, add $23 for coffee” — tracked instantly, no typing Ask Siri to check balances or mark bills as paid Included with Premium — try it free for 7 days FREE FEATURES Unlimited transaction tracking Up to 3 accounts & wallets, with per-account cash flow Custom categories with icons & colors Beautiful spending charts & insights Saved Views — save any filter combo and reapply it in one tap Powerful filters (account, category, tag, date, type & more) Recurring transactions with clear indicators Bill reminders & planning Attach photos & receipts to any transaction Light & dark mode Secure with PIN / Face ID PREMIUM SUBSCRIPTION (7-DAY FREE TRIAL) Hands-free Siri voice input, unlimited Unlimited accounts & wallets Smart balance projections, always on Receipt scanning (OCR) — snap a photo, we fill in the details CSV import & export, always on iCloud backup & restore, always on Ad-free experience Priority support PERFECT FOR Daily expense tracking, spending insights, bill reminders, and managing cash across multiple wallets — privately. Start your 7-day free trial today. No commitment. Cancel anytime. Privacy Policy: https://tboxsolutionz.com/spendlio/privacy/ Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Upinvest4 screens
Spendlio4 screens

Verdict

The call

Upinvest and Spendlio are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Upinvest sells 2 in-app purchases, starting at $0.99 per month and Spendlio sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Upinvest ships an update fortnightly, Spendlio every 3 weeks. Both last shipped on October 28, 2026.

ScorecardNo meaningful differences
Upinvest versus Spendlio: the parameters behind the verdict, then further details
ParameterUpinvestSpendlio
PriceFreeFree
Rating—5.0 (2 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—2 — better
Update frequencyFortnightly — betterEvery 3 weeks
AdsNoNo
In-app purchasesYesYes
Monetization—Freemium
DevicesiPhone, iPod — betteriPhone
Requires iOS15.1 — better16.4
Further details — not scored
Size47 MB21 MB
Age rating4+4+
DeveloperSyed Musa RazaDilawer Hussain

In-app purchases

2 purchases

Upinvest

Subscriptions2
  • Upinvest Pro (Monthly)$0.991 Month
  • Upinvest Pro (Annual)$11.991 Year
2 purchases

Spendlio

Subscriptions2
  • Monthly7 Days trial$4.991 Month
  • Yearly7 Days trial$44.991 Year

Questions

Is Upinvest free?
Upinvest is free to download, with in-app purchases available.
Is Spendlio free?
Spendlio is free to download, with in-app purchases available.
Do Upinvest or Spendlio have ads?
Neither Upinvest nor Spendlio shows ads.
Which is updated more often, Upinvest or Spendlio?
Upinvest ships an update fortnightly, and Spendlio every 3 weeks. Most recently, Upinvest was updated on October 28, 2026 and Spendlio on October 28, 2026.

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