# Pluto Budgeting vs Track It

The clearest difference is iOS requirement: Pluto Budgeting at 16.4 against Track It's 18.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Pluto Budgeting sells 2 in-app purchases, starting at $9.99 per month and Track It sells 2 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

Pluto Budgeting ships an update weekly, Track It every 10 days. The most recent releases landed on October 2, 2026 and October 9, 2026 respectively.

## The numbers

| Metric | Pluto Budgeting | Track It |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/pluto-budgeting/id6754609330/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Weekly** | Every 10 days |
| Monetization | Freemium | Freemium |
| Size | 64 MB | 13 MB |
| Requires iOS | **16.4** | 18.0 |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [Pluto Budgeting LLC](https://appshunter.io/developer/1849199127) | [Dhruv Pujara](https://appshunter.io/developer/1854031071) |

## What reviewers say

### Pluto Budgeting

[App page](https://appshunter.io/ios/app/pluto-budgeting/id6754609330)

This app helps you manage your finances by budgeting based on your paycheck schedule, not calendar months. It calculates your safe spending amount and helps you save for irregular expenses, making financial planning simpler.

**Highlights:** Budgeting by paycheck schedule, Real-time Safe to Spend calculation, Incremental Savings for irregular expenses, Smart transaction matching, Pay Period Forecast, Bank sync (Premium)

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pluto Premium | $9.99 | per month |
| Pluto Premium (Annual) | $99.00 | per year |


### Track It

[App page](https://appshunter.io/ios/app/track-it-expense-tracker/id6755456164)

Effortlessly manage your spending, track bills, and understand your finances with this intuitive expense tracker and budget planner. Gain control over your money through smart insights and simple logging.

**Highlights:** Fast expense tracking, Monthly budget monitoring, Recurring bill management, Spending insights and reports, Home screen widgets, Data export to CSV, App lock for privacy

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Track It Premium Monthly | $0.99 | per month |
| Track It Premium Yearly | $9.99 | per year |


## Frequently asked questions

### Is Pluto Budgeting free?

Pluto Budgeting is free to download, with in-app purchases available.

### Is Track It free?

Track It is free to download, with in-app purchases available.

### Do Pluto Budgeting or Track It have ads?

Neither Pluto Budgeting nor Track It shows ads.

### Which is updated more often, Pluto Budgeting or Track It?

Pluto Budgeting ships an update weekly, and Track It every 10 days. Most recently, Pluto Budgeting was updated on October 2, 2026 and Track It on October 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*