# Pluto Budgeting vs Expense Tracker

Pluto Budgeting and Expense Tracker are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Pluto Budgeting sells 2 in-app purchases, starting at $9.99 per month and Expense Tracker sells 3 in-app purchases, starting at $1.99 per 7 days. Whichever you choose, the download price is not the number that matters.

Pluto Budgeting ships an update weekly, Expense Tracker every 9 days. The most recent releases landed on October 18, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | Pluto Budgeting | Expense Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/pluto-budgeting/id6754609330/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Weekly** | Every 9 days |
| Monetization | Freemium | — |
| Size | 67 MB | 62 MB |
| Requires iOS | 16.4 | **15.1** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [Pluto Budgeting LLC](https://appshunter.io/developer/1849199127) | [solo ventures](https://appshunter.io/developer/1875542429) |

## What reviewers say

### Pluto Budgeting

[App page](https://appshunter.io/ios/app/pluto-budgeting/id6754609330)

This app helps you manage your finances by budgeting based on your paycheck schedule, not calendar months. It calculates your safe spending amount and helps you save for irregular expenses, making financial planning simpler.

**Highlights:** Budgeting by paycheck schedule, Real-time Safe to Spend calculation, Incremental Savings for irregular expenses, Smart transaction matching, Pay Period Forecast, Bank sync (Premium)

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pluto Premium | $9.99 | per month |
| Pluto Premium (Annual) | $99.00 | per year |


### Expense Tracker

[App page](https://appshunter.io/ios/app/expense-tracker-mindspend/id6758888143)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly | $1.99 | per 7 days |
| Monthly | $4.99 | per month |
| Yearly | $39.99 | per year |


## Frequently asked questions

### Is Pluto Budgeting free?

Pluto Budgeting is free to download, with in-app purchases available.

### Is Expense Tracker free?

Expense Tracker is free to download, with in-app purchases available.

### Do Pluto Budgeting or Expense Tracker have ads?

Neither Pluto Budgeting nor Expense Tracker shows ads.

### Which is updated more often, Pluto Budgeting or Expense Tracker?

Pluto Budgeting ships an update weekly, and Expense Tracker every 9 days. Most recently, Pluto Budgeting was updated on October 18, 2026 and Expense Tracker on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*