# Pluto Budgeting vs Stash

The clearest difference is in-app purchases: Stash at none against Pluto Budgeting's 2. Pluto Budgeting's advantage is update cadence (weekly vs every 5 months). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Pluto Budgeting sells 2 in-app purchases, starting at $9.99 per month. Stash asks for nothing beyond the download.

Pluto Budgeting ships an update weekly, Stash every 5 months. The most recent releases landed on October 18, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | Pluto Budgeting | Stash |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/pluto-budgeting/id6754609330/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Weekly** | Every 5 months |
| Monetization | Freemium | — |
| Size | 67 MB | 58 MB |
| Requires iOS | 16.4 | **15.1** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Pluto Budgeting LLC](https://appshunter.io/developer/1849199127) | [William Reynolds](https://appshunter.io/developer/1882611107) |

## What reviewers say

### Pluto Budgeting

[App page](https://appshunter.io/ios/app/pluto-budgeting/id6754609330)

This app helps you manage your finances by budgeting based on your paycheck schedule, not calendar months. It calculates your safe spending amount and helps you save for irregular expenses, making financial planning simpler.

**Highlights:** Budgeting by paycheck schedule, Real-time Safe to Spend calculation, Incremental Savings for irregular expenses, Smart transaction matching, Pay Period Forecast, Bank sync (Premium)

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pluto Premium | $9.99 | per month |
| Pluto Premium (Annual) | $99.00 | per year |


### Stash

[App page](https://appshunter.io/ios/app/stash-save-with-intention/id6760092229)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Pluto Budgeting free?

Pluto Budgeting is free to download, with in-app purchases available.

### Is Stash free?

Stash is free to download, with no in-app purchases.

### Do Pluto Budgeting or Stash have ads?

Neither Pluto Budgeting nor Stash shows ads.

### Which is updated more often, Pluto Budgeting or Stash?

Pluto Budgeting ships an update weekly, and Stash every 5 months. Most recently, Pluto Budgeting was updated on October 18, 2026 and Stash on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*