# Pluto Budgeting vs Pace

The clearest difference is in-app purchases: Pace at none against Pluto Budgeting's 2. On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Pluto Budgeting sells 2 in-app purchases, starting at $9.99 per month. Pace asks for nothing beyond the download.

Pluto Budgeting ships an update weekly, Pace every 9 days. The most recent releases landed on October 2, 2026 and October 5, 2026 respectively.

## The numbers

| Metric | Pluto Budgeting | Pace |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/pluto-budgeting/id6754609330/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Weekly** | Every 9 days |
| Monetization | Freemium | — |
| Size | 64 MB | 49 MB |
| Requires iOS | **16.4** | 17.0 |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Pluto Budgeting LLC](https://appshunter.io/developer/1849199127) | [伯滔 韩](https://appshunter.io/developer/1870286194) |

## What reviewers say

### Pluto Budgeting

[App page](https://appshunter.io/ios/app/pluto-budgeting/id6754609330)

This app helps you manage your finances by budgeting based on your paycheck schedule, not calendar months. It calculates your safe spending amount and helps you save for irregular expenses, making financial planning simpler.

**Highlights:** Budgeting by paycheck schedule, Real-time Safe to Spend calculation, Incremental Savings for irregular expenses, Smart transaction matching, Pay Period Forecast, Bank sync (Premium)

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pluto Premium | $9.99 | per month |
| Pluto Premium (Annual) | $99.00 | per year |


### Pace

[App page](https://appshunter.io/ios/app/pace-budget-tracker/id6760937305)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Pluto Budgeting free?

Pluto Budgeting is free to download, with in-app purchases available.

### Is Pace free?

Pace is free to download, with no in-app purchases.

### Do Pluto Budgeting or Pace have ads?

Neither Pluto Budgeting nor Pace shows ads.

### Which is updated more often, Pluto Budgeting or Pace?

Pluto Budgeting ships an update weekly, and Pace every 9 days. Most recently, Pluto Budgeting was updated on October 2, 2026 and Pace on October 5, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*