# Pluto Budgeting vs Budget Planner

The clearest difference is update cadence: Pluto Budgeting at weekly against Budget Planner's every 2 months. Budget Planner's advantage is ratings volume (8 vs 1). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Pluto Budgeting sells 2 in-app purchases, starting at $9.99 per month and Budget Planner sells 2 in-app purchases, starting at $2.99 per 7 days. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 5.0 for Pluto Budgeting against 5.0 for Budget Planner. That said, the two scores are not equally well evidenced: Budget Planner has 8 ratings behind it against 1, so its average is the more settled of the two.

Pluto Budgeting ships an update weekly, Budget Planner every 2 months. The most recent releases landed on October 18, 2026 and October 11, 2026 respectively.

## The numbers

| Metric | Pluto Budgeting | Budget Planner |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (1 ratings)](https://appshunter.io/ios/app/pluto-budgeting/id6754609330/reviews) | [5.0 (8 ratings)](https://appshunter.io/ios/app/budget-planner-planner/id6762476761/reviews) |
| Number of ratings | 1 | **8** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Weekly** | Every 2 months |
| Monetization | Freemium | Freemium |
| Size | 67 MB | 17 MB |
| Requires iOS | **16.4** | 17.6 |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [Pluto Budgeting LLC](https://appshunter.io/developer/1849199127) | [Md Milon Hossain](https://appshunter.io/developer/1729011832) |

## What reviewers say

### Pluto Budgeting

[App page](https://appshunter.io/ios/app/pluto-budgeting/id6754609330)

This app helps you manage your finances by budgeting based on your paycheck schedule, not calendar months. It calculates your safe spending amount and helps you save for irregular expenses, making financial planning simpler.

**Highlights:** Budgeting by paycheck schedule, Real-time Safe to Spend calculation, Incremental Savings for irregular expenses, Smart transaction matching, Pay Period Forecast, Bank sync (Premium)

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pluto Premium | $9.99 | per month |
| Pluto Premium (Annual) | $99.00 | per year |


### Budget Planner

[App page](https://appshunter.io/ios/app/budget-planner-planner/id6762476761)

Manage your finances efficiently with this offline-first personal finance tracker. Monitor spending, manage multiple accounts, and set budget goals with intuitive tools and visual reports. Your financial data stays secure on your device.

**Highlights:** Comprehensive account management, Detailed expense tracking, Smart budgeting with monthly goals, Visual financial reports and charts, Offline-first privacy and security, Multi-account support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly | $2.99 | per 7 days |
| Lifetime | $29.99 | one-time |


## Frequently asked questions

### Is Pluto Budgeting free?

Pluto Budgeting is free to download, with in-app purchases available.

### Is Budget Planner free?

Budget Planner is free to download, with in-app purchases available.

### Which has better reviews, Pluto Budgeting or Budget Planner?

Pluto Budgeting and Budget Planner are both rated 5.0 out of 5 on the App Store, from 1 and 8 ratings respectively.

### Do Pluto Budgeting or Budget Planner have ads?

Neither Pluto Budgeting nor Budget Planner shows ads.

### Which is updated more often, Pluto Budgeting or Budget Planner?

Pluto Budgeting ships an update weekly, and Budget Planner every 2 months. Most recently, Pluto Budgeting was updated on October 18, 2026 and Budget Planner on October 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*