# Pluto Budgeting vs Offsheets

The clearest difference is update cadence: Offsheets at every 2 days against Pluto Budgeting's weekly. Offsheets also leads on device support (3 vs 1). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Pluto Budgeting sells 2 in-app purchases, starting at $9.99 per month and Offsheets sells 2 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 5.0 for Pluto Budgeting against 5.0 for Offsheets. Both are backed by a comparable volume of ratings — 1 and 1 respectively.

Pluto Budgeting ships an update weekly, Offsheets every 2 days. The most recent releases landed on October 18, 2026 and October 6, 2026 respectively.

## The numbers

| Metric | Pluto Budgeting | Offsheets |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (1 ratings)](https://appshunter.io/ios/app/pluto-budgeting/id6754609330/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/offsheets/id6764506585/reviews) |
| Number of ratings | 1 | 1 |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Weekly | **Every 2 days** |
| Monetization | Freemium | Free with in-app purchases |
| Size | 67 MB | 34 MB |
| Requires iOS | 16.4 | **15.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Pluto Budgeting LLC](https://appshunter.io/developer/1849199127) | [MJAPPS LLC](https://appshunter.io/developer/1895626657) |

## What reviewers say

### Pluto Budgeting

[App page](https://appshunter.io/ios/app/pluto-budgeting/id6754609330)

This app helps you manage your finances by budgeting based on your paycheck schedule, not calendar months. It calculates your safe spending amount and helps you save for irregular expenses, making financial planning simpler.

**Highlights:** Budgeting by paycheck schedule, Real-time Safe to Spend calculation, Incremental Savings for irregular expenses, Smart transaction matching, Pay Period Forecast, Bank sync (Premium)

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pluto Premium | $9.99 | per month |
| Pluto Premium (Annual) | $99.00 | per year |


### Offsheets

[App page](https://appshunter.io/ios/app/offsheets/id6764506585)

Visualize your financial data from a connected Tiller-powered Google Sheet in real-time. Effortlessly categorize transactions, monitor your net worth, and view interactive charts on any device. This app prioritizes your privacy with a Zero-Knowledge Architecture.

**Highlights:** Connect Tiller-powered Google Sheets, Real-time data visualization, Transaction categorization, Net worth tracking, Interactive charts, Zero-Knowledge Architecture

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Offsheets Monthly | $3.99 | per month |
| Offsheets Lifetime | $89.99 | one-time |


## Frequently asked questions

### Is Pluto Budgeting free?

Pluto Budgeting is free to download, with in-app purchases available.

### Is Offsheets free?

Offsheets is free to download, with in-app purchases available.

### Which has better reviews, Pluto Budgeting or Offsheets?

Pluto Budgeting and Offsheets are both rated 5.0 out of 5 on the App Store, from 1 and 1 ratings respectively.

### Do Pluto Budgeting or Offsheets have ads?

Neither Pluto Budgeting nor Offsheets shows ads.

### Which is updated more often, Pluto Budgeting or Offsheets?

Pluto Budgeting ships an update weekly, and Offsheets every 2 days. Most recently, Pluto Budgeting was updated on October 18, 2026 and Offsheets on October 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*