# Pluto Budgeting vs Smira

The clearest difference is update cadence: Pluto Budgeting at weekly against Smira's every 3 weeks. Smira's advantage is device support (3 vs 1). On price, ads, in-app purchases and iOS requirement there is nothing between them.

Both are free to download. Pluto Budgeting sells 2 in-app purchases, starting at $9.99 per month and Smira sells 2 in-app purchases, starting at $9.99 per month. Whichever you choose, the download price is not the number that matters.

Pluto Budgeting ships an update weekly, Smira every 3 weeks. The most recent releases landed on October 30, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | Pluto Budgeting | Smira |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/pluto-budgeting/id6754609330/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Weekly** | Every 3 weeks |
| Monetization | Freemium | — |
| Size | 66 MB | 51 MB |
| Requires iOS | 16.4 | **15.1** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Pluto Budgeting LLC](https://appshunter.io/developer/1849199127) | [Gunal Bondre](https://appshunter.io/developer/1896021121) |

## What reviewers say

### Pluto Budgeting

[App page](https://appshunter.io/ios/app/pluto-budgeting/id6754609330)

This app helps you manage your money by focusing on what you can safely spend today, ensuring larger expenses are covered. It budgets by paycheck, not by month, and automatically sets aside funds for irregular bills and savings goals.

**Highlights:** Safe to Spend calculation, Paycheck-based budgeting, Scheduled Savings for irregular expenses, Smart transaction matching, Pay Period Forecast, Automatic bank sync (Premium)

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pluto Premium | $9.99 | per month |
| Pluto Premium (Annual) | $99.00 | per year |


### Smira

[App page](https://appshunter.io/ios/app/smira-ai-expense-tracker/id6765641591)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Smira Premium Monthly | $9.99 | per month |
| Smira Premium Yearly | $79.99 | per year |


## Frequently asked questions

### Is Pluto Budgeting free?

Pluto Budgeting is free to download, with in-app purchases available.

### Is Smira free?

Smira is free to download, with in-app purchases available.

### Do Pluto Budgeting or Smira have ads?

Neither Pluto Budgeting nor Smira shows ads.

### Which is updated more often, Pluto Budgeting or Smira?

Pluto Budgeting ships an update weekly, and Smira every 3 weeks. Most recently, Pluto Budgeting was updated on October 30, 2026 and Smira on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*