# Pluto Budgeting vs Bufft

The clearest difference is ads: Pluto Budgeting at none against Bufft's shown. Pluto Budgeting also leads on iOS requirement (16.4 vs 26.1). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Pluto Budgeting sells 2 in-app purchases, starting at $9.99 per month and Bufft sells 3 in-app purchases, starting at $1.99 per 7 days. Whichever you choose, the download price is not the number that matters.

Pluto Budgeting ships an update weekly, Bufft every 5 days. The most recent releases landed on October 2, 2026 and September 25, 2026 respectively.

## The numbers

| Metric | Pluto Budgeting | Bufft |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/pluto-budgeting/id6754609330/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | Weekly | **Every 5 days** |
| Monetization | Freemium | — |
| Size | 64 MB | 21 MB |
| Requires iOS | **16.4** | 26.1 |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Pluto Budgeting LLC](https://appshunter.io/developer/1849199127) | [Sergey Mast](https://appshunter.io/developer/1707784582) |

## What reviewers say

### Pluto Budgeting

[App page](https://appshunter.io/ios/app/pluto-budgeting/id6754609330)

This app helps you manage your finances by budgeting based on your paycheck schedule, not calendar months. It calculates your safe spending amount and helps you save for irregular expenses, making financial planning simpler.

**Highlights:** Budgeting by paycheck schedule, Real-time Safe to Spend calculation, Incremental Savings for irregular expenses, Smart transaction matching, Pay Period Forecast, Bank sync (Premium)

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pluto Premium | $9.99 | per month |
| Pluto Premium (Annual) | $99.00 | per year |


### Bufft

[App page](https://appshunter.io/ios/app/bufft-voice-expense-tracker/id6788674827)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Bufft Premium Features Yearly | $1.99 | per 7 days |
| Bufft Premium Features Monthly | $4.99 | per month |
| Bufft Premium Features Yearly | $19.99 | per year |


## Frequently asked questions

### Is Pluto Budgeting free?

Pluto Budgeting is free to download, with in-app purchases available.

### Is Bufft free?

Bufft is free to download, with in-app purchases available.

### Do Pluto Budgeting or Bufft have ads?

Bufft shows ads; Pluto Budgeting does not.

### Which is updated more often, Pluto Budgeting or Bufft?

Pluto Budgeting ships an update weekly, and Bufft every 5 days. Most recently, Pluto Budgeting was updated on October 2, 2026 and Bufft on September 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*