# Pluto Budgeting vs Wallet

The clearest difference is update cadence: Wallet at daily against Pluto Budgeting's weekly. Pluto Budgeting's advantage is iOS requirement (16.4 vs 18.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Pluto Budgeting sells 2 in-app purchases, starting at $9.99 per month and Wallet sells 2 in-app purchases, starting at $1.49 per month. Whichever you choose, the download price is not the number that matters.

Pluto Budgeting ships an update weekly, Wallet daily. The most recent releases landed on October 18, 2026 and October 4, 2026 respectively.

## The numbers

| Metric | Pluto Budgeting | Wallet |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/pluto-budgeting/id6754609330/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Weekly | **Daily** |
| Monetization | Freemium | — |
| Size | 67 MB | 21 MB |
| Requires iOS | **16.4** | 18.0 |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [Pluto Budgeting LLC](https://appshunter.io/developer/1849199127) | [Mohammed Taqi](https://appshunter.io/developer/1895544288) |

## What reviewers say

### Pluto Budgeting

[App page](https://appshunter.io/ios/app/pluto-budgeting/id6754609330)

This app helps you manage your finances by budgeting based on your paycheck schedule, not calendar months. It calculates your safe spending amount and helps you save for irregular expenses, making financial planning simpler.

**Highlights:** Budgeting by paycheck schedule, Real-time Safe to Spend calculation, Incremental Savings for irregular expenses, Smart transaction matching, Pay Period Forecast, Bank sync (Premium)

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pluto Premium | $9.99 | per month |
| Pluto Premium (Annual) | $99.00 | per year |


### Wallet

[App page](https://appshunter.io/ios/app/wallet-spending-tracker/id6814272695)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro, monthly | $1.49 | per month |
| Pro, yearly | $14.99 | per year |


## Frequently asked questions

### Is Pluto Budgeting free?

Pluto Budgeting is free to download, with in-app purchases available.

### Is Wallet free?

Wallet is free to download, with in-app purchases available.

### Do Pluto Budgeting or Wallet have ads?

Neither Pluto Budgeting nor Wallet shows ads.

### Which is updated more often, Pluto Budgeting or Wallet?

Pluto Budgeting ships an update weekly, and Wallet daily. Most recently, Pluto Budgeting was updated on October 18, 2026 and Wallet on October 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*