# Pluto Budgeting vs Scary Budget

The clearest difference is ratings volume: Scary Budget at 4 against Pluto Budgeting's 1. On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Pluto Budgeting sells 2 in-app purchases, starting at $9.99 per month and Scary Budget sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 5.0 for Pluto Budgeting against 5.0 for Scary Budget. Both are backed by a comparable volume of ratings — 1 and 4 respectively.

## The numbers

| Metric | Pluto Budgeting | Scary Budget |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (1 ratings)](https://appshunter.io/ios/app/pluto-budgeting/id6754609330/reviews) | [5.0 (4 ratings)](https://appshunter.io/ios/app/scary-budget/id6814861384/reviews) |
| Number of ratings | 1 | **4** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Weekly | — |
| Monetization | Freemium | Freemium |
| Size | 66 MB | 5 MB |
| Requires iOS | 16.4 | **15.0** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Pluto Budgeting LLC](https://appshunter.io/developer/1849199127) | [Scary Budget LLC](https://appshunter.io/developer/6814861386) |

## What reviewers say

### Pluto Budgeting

[App page](https://appshunter.io/ios/app/pluto-budgeting/id6754609330)

This app helps you manage your money by focusing on what you can safely spend today, ensuring larger expenses are covered. It budgets by paycheck, not by month, and automatically sets aside funds for irregular bills and savings goals.

**Highlights:** Safe to Spend calculation, Paycheck-based budgeting, Scheduled Savings for irregular expenses, Smart transaction matching, Pay Period Forecast, Automatic bank sync (Premium)

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pluto Premium | $9.99 | per month |
| Pluto Premium (Annual) | $99.00 | per year |


### Scary Budget

[App page](https://appshunter.io/ios/app/scary-budget/id6814861384)

This app helps you manage your personal finances by creating a cash-flow model that connects your account balance with your upcoming expenses. It forecasts your daily checking balance, tracks bills, subscriptions, and payments, and allows you to reconcile expected activity with actual bank transactions.

**Highlights:** Daily checking balance forecast, Model recurring bills and income, Reconcile expected vs. actual transactions, Track credit card balances and APR, Analyze spending by category and merchant, Optional connected-inbox receipt search

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $2.99 | per month |
| Annual | $29.99 | per year |


## Frequently asked questions

### Is Pluto Budgeting free?

Pluto Budgeting is free to download, with in-app purchases available.

### Is Scary Budget free?

Scary Budget is free to download, with in-app purchases available.

### Which has better reviews, Pluto Budgeting or Scary Budget?

Pluto Budgeting and Scary Budget are both rated 5.0 out of 5 on the App Store, from 1 and 4 ratings respectively.

### Do Pluto Budgeting or Scary Budget have ads?

Neither Pluto Budgeting nor Scary Budget shows ads.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*