# Finl vs Simple Spend Tracker

The clearest difference is update cadence: Finl at every 9 days against Simple Spend Tracker's every 3 weeks. Simple Spend Tracker's advantage is iOS requirement (15.6 vs 17.6). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Finl sells 2 in-app purchases, starting at $2.49 per month and Simple Spend Tracker sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

Finl ships an update every 9 days, Simple Spend Tracker every 3 weeks. The most recent releases landed on August 23, 2026 and September 9, 2026 respectively.

## The numbers

| Metric | Finl | Simple Spend Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/simple-spend-tracker/id6756213365/reviews)** |
| Number of ratings | — | **1** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 9 days** | Every 3 weeks |
| Monetization | — | Free with in-app purchases |
| Size | 18 MB | 6 MB |
| Requires iOS | 17.6 | **15.6** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [TSUNG JUI HSIEH](https://appshunter.io/developer/1849443457) | [JOEL PATRICK NELSON](https://appshunter.io/developer/1859230490) |

## What reviewers say

### Finl

[App page](https://appshunter.io/ios/app/finl/id6754647454)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Finl Pro Monthly | $2.49 | per month |
| Finl Pro Yearly | $24.99 | per year |


### Simple Spend Tracker

[App page](https://appshunter.io/ios/app/simple-spend-tracker/id6756213365)

Easily manage your money without linking bank accounts or creating online profiles. This app uses the envelope budgeting method for straightforward tracking of your spending and deposits, keeping you in control of your finances.

**Highlights:** Envelope budgeting method, Manual transaction logging, Offline functionality, No bank account linking, One-time purchase unlock, Distraction-free interface

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SimpleSpend Pro | $1.99 | one-time |


## Frequently asked questions

### Is Finl free?

Finl is free to download, with in-app purchases available.

### Is Simple Spend Tracker free?

Simple Spend Tracker is free to download, with in-app purchases available.

### Do Finl or Simple Spend Tracker have ads?

Neither Finl nor Simple Spend Tracker shows ads.

### Which is updated more often, Finl or Simple Spend Tracker?

Finl ships an update every 9 days, and Simple Spend Tracker every 3 weeks. Most recently, Finl was updated on August 23, 2026 and Simple Spend Tracker on September 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*