# Finl vs SUM+= Simple Expense Tracker

The clearest difference is update cadence: SUM+= Simple Expense Tracker at every 3 days against Finl's every 9 days. Finl's advantage is iOS requirement (17.6 vs 26.2). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Finl sells 2 in-app purchases, starting at $2.49 per month and SUM+= Simple Expense Tracker sells 4 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

Finl ships an update every 9 days, SUM+= Simple Expense Tracker every 3 days. The most recent releases landed on September 19, 2026 and September 15, 2026 respectively.

## The numbers

| Metric | Finl | SUM+= Simple Expense Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 9 days | **Every 3 days** |
| Monetization | — | Freemium |
| Size | 18 MB | 26 MB |
| Requires iOS | **17.6** | 26.2 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [TSUNG JUI HSIEH](https://appshunter.io/developer/1849443457) | [Jonas Zimmermann](https://appshunter.io/developer/1869111182) |

## What reviewers say

### Finl

[App page](https://appshunter.io/ios/app/finl/id6754647454)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Finl Pro Monthly | $2.49 | per month |
| Finl Pro Yearly | $24.99 | per year |


### SUM+= Simple Expense Tracker

[App page](https://appshunter.io/ios/app/sum-plus-simple-expense-tracker/id6757820811)

This finance app simplifies expense tracking with AI assistance, allowing for quick data entry and powerful analysis through large language models. It prioritizes user control and privacy with local data storage and a minimalist design.

**Highlights:** AI-assisted data entry, LLM analysis and forecasting, Minimalist and beautiful design, Local data storage and privacy, User-controlled database, Subscription options with free trial

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SUM Pro | $3.99 | per month |
| SUM Pro | $22.99 | per year |
| 7-day Trial | Free | one-time |
| Sum Premium | $6.99 | one-time |


## Frequently asked questions

### Is Finl free?

Finl is free to download, with in-app purchases available.

### Is SUM+= Simple Expense Tracker free?

SUM+= Simple Expense Tracker is free to download, with in-app purchases available.

### Do Finl or SUM+= Simple Expense Tracker have ads?

Neither Finl nor SUM+= Simple Expense Tracker shows ads.

### Which is updated more often, Finl or SUM+= Simple Expense Tracker?

Finl ships an update every 9 days, and SUM+= Simple Expense Tracker every 3 days. Most recently, Finl was updated on September 19, 2026 and SUM+= Simple Expense Tracker on September 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*