# PayOffly vs Simple Expense Tracker

The clearest difference is update cadence: Simple Expense Tracker at every 2 weeks against PayOffly's every 2 months. Simple Expense Tracker also leads on iOS requirement (13.0 vs 26.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. PayOffly sells 2 in-app purchases, starting at $4.99 per month and Simple Expense Tracker sells 2 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

PayOffly ships an update every 2 months, Simple Expense Tracker every 2 weeks. The most recent releases landed on September 8, 2026 and September 19, 2026 respectively.

## The numbers

| Metric | PayOffly | Simple Expense Tracker |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 2 weeks** |
| Size | 38 MB | 35 MB |
| Requires iOS | 26.0 | **13.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Pavel Sakhanko](https://appshunter.io/developer/1615349705) | [Sick App Developers GmbH](https://appshunter.io/developer/1507412735) |

## What reviewers say

### PayOffly

[App page](https://appshunter.io/ios/app/payoffly/id6754790967)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Premium Access | $4.99 | per month |
| Yearly Premium Access | $39.99 | per year |


### Simple Expense Tracker

[App page](https://appshunter.io/ios/app/simple-expense-tracker-budget/id6762937046)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Simple Expense Manager Premium | $1.99 | per month |
| Simple Expense Manager Premium | $14.99 | per year |


## Frequently asked questions

### Is PayOffly free?

PayOffly is free to download, with in-app purchases available.

### Is Simple Expense Tracker free?

Simple Expense Tracker is free to download, with in-app purchases available.

### Do PayOffly or Simple Expense Tracker have ads?

Neither PayOffly nor Simple Expense Tracker shows ads.

### Which is updated more often, PayOffly or Simple Expense Tracker?

PayOffly ships an update every 2 months, and Simple Expense Tracker every 2 weeks. Most recently, PayOffly was updated on September 8, 2026 and Simple Expense Tracker on September 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*