# PayOffly vs SLICE

The clearest difference is update cadence: SLICE at every 4 days against PayOffly's every 2 months. SLICE also leads on iOS requirement (15.1 vs 26.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. PayOffly sells 2 in-app purchases, starting at $4.99 per month and SLICE sells 6 in-app purchases, starting at $9.99 per month. Whichever you choose, the download price is not the number that matters.

PayOffly ships an update every 2 months, SLICE every 4 days. The most recent releases landed on September 8, 2026 and August 25, 2026 respectively.

## The numbers

| Metric | PayOffly | SLICE |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (25 ratings)](https://appshunter.io/ios/app/slice-debt-payoff/id6778427095/reviews)** |
| Number of ratings | — | **25** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 4 days** |
| Monetization | — | Free with in-app purchases |
| Size | 38 MB | 50 MB |
| Requires iOS | 26.0 | **15.1** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Pavel Sakhanko](https://appshunter.io/developer/1615349705) | [Marc Feinberg](https://appshunter.io/developer/6778427097) |

## What reviewers say

### PayOffly

[App page](https://appshunter.io/ios/app/payoffly/id6754790967)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Premium Access | $4.99 | per month |
| Yearly Premium Access | $39.99 | per year |


### SLICE

[App page](https://appshunter.io/ios/app/slice-debt-payoff/id6778427095)

Organize creditors, calculate settlement targets, and build a savings plan to become debt-free. This tool offers AI-assisted negotiation guidance and educational resources to help you manage your finances without expensive debt settlement companies.

**Highlights:** Track creditors in one dashboard, Calculate settlement targets, Build monthly savings plans, AI-assisted negotiation guidance, Credit repair education, Weekly coaching groups, 1-on-1 coaching guidance

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Silver Monthly | $9.99 | per month |
| Gold Monthly | $29.99 | per month |
| Platinum Monthly | $59.99 | per month |
| Silver Yearly | $95.90 | per year |
| Gold Yearly | $289.00 | per year |
| Platinum Yearly | $579.00 | per year |


## Frequently asked questions

### Is PayOffly free?

PayOffly is free to download, with in-app purchases available.

### Is SLICE free?

SLICE is free to download, with in-app purchases available.

### Do PayOffly or SLICE have ads?

Neither PayOffly nor SLICE shows ads.

### Which is updated more often, PayOffly or SLICE?

PayOffly ships an update every 2 months, and SLICE every 4 days. Most recently, PayOffly was updated on September 8, 2026 and SLICE on August 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*