# PayOffly vs MintMonitor

The clearest difference is in-app purchases: MintMonitor at none against PayOffly's 4. MintMonitor also leads on update cadence (every 10 days vs every 3 months) and iOS requirement (15.1 vs 27.0). On price, ads and device support there is nothing between them.

Both are free to download. PayOffly sells 4 in-app purchases, starting at $2.99 per month. MintMonitor asks for nothing beyond the download.

PayOffly ships an update every 3 months, MintMonitor every 10 days. The most recent releases landed on November 9, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | PayOffly | MintMonitor |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/mintmonitor-budget-planner/id6793672746/reviews)** |
| Number of ratings | — | **1** |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 10 days** |
| Monetization | — | Free |
| Size | 41 MB | 40 MB |
| Requires iOS | 27.0 | **15.1** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Pavel Sakhanko](https://appshunter.io/developer/1615349705) | [MintMeter LLC](https://appshunter.io/developer/6784040142) |

## What reviewers say

### PayOffly

[App page](https://appshunter.io/ios/app/payoffly-debt-payoff-planner/id6754790967)

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Premium Access | $2.99 | per month |
| Monthly Premium Access | $4.99 | per month |
| Annual Premium Access | $17.99 | per year |
| Yearly Premium Access | $39.99 | per year |


### MintMonitor

[App page](https://appshunter.io/ios/app/mintmonitor-budget-planner/id6793672746)

This app projects your balance forward, showing bills and paychecks on their actual dates. It helps you visualize your financial future up to three months ahead, highlighting potential low points and providing detailed breakdowns of income and expenses.

**Highlights:** Daily balance projection up to 3 months, Calendar view of income and expenses, Bills and paychecks on real dates, Customizable budget cycles, Spending breakdown by category, Savings goals tracking, Cloud backup and restore

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is PayOffly free?

PayOffly is free to download, with in-app purchases available.

### Is MintMonitor free?

MintMonitor is free to download, with no in-app purchases.

### Do PayOffly or MintMonitor have ads?

Neither PayOffly nor MintMonitor shows ads.

### Which is updated more often, PayOffly or MintMonitor?

PayOffly ships an update every 3 months, and MintMonitor every 10 days. Most recently, PayOffly was updated on November 9, 2026 and MintMonitor on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*