# PayOffly vs ShiftPay

The clearest difference is iOS requirement: ShiftPay at 17.0 against PayOffly's 27.0. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. PayOffly sells 4 in-app purchases, starting at $2.99 per month and ShiftPay sells 3 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

## The numbers

| Metric | PayOffly | ShiftPay |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 3 months | — |
| Size | 41 MB | 19 MB |
| Requires iOS | 27.0 | **17.0** |
| Devices | iPhone, iPad | **iPhone, iPad, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [Pavel Sakhanko](https://appshunter.io/developer/1615349705) | [Kho Vn](https://appshunter.io/developer/6784533513) |

## What reviewers say

### PayOffly

[App page](https://appshunter.io/ios/app/payoffly-debt-payoff-planner/id6754790967)

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Premium Access | $2.99 | per month |
| Monthly Premium Access | $4.99 | per month |
| Annual Premium Access | $17.99 | per year |
| Yearly Premium Access | $39.99 | per year |


### ShiftPay

[App page](https://appshunter.io/ios/app/shiftpay-shift-and-paycheck/id6804423247)

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| ShiftPay Pro Monthly | $3.99 | per month |
| ShiftPay Pro Yearly | $9.99 | per year |
| ShiftPay Pro Lifetime | $39.99 | one-time |


## Frequently asked questions

### Is PayOffly free?

PayOffly is free to download, with in-app purchases available.

### Is ShiftPay free?

ShiftPay is free to download, with in-app purchases available.

### Do PayOffly or ShiftPay have ads?

Neither PayOffly nor ShiftPay shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*
