# Cozy Funds vs Worth It! Subscription Tracker

The clearest difference is ads: Cozy Funds at none against Worth It! Subscription Tracker's shown. Cozy Funds also leads on update cadence (every 3 days vs every 2 weeks) and iOS requirement (16.6 vs 26.1). On price, in-app purchases, monetization model and device support there is nothing between them.

Both are free to download. Cozy Funds sells 3 in-app purchases, starting at $2.99 per 7 days and Worth It! Subscription Tracker sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

Cozy Funds ships an update every 3 days, Worth It! Subscription Tracker every 2 weeks. The most recent releases landed on October 11, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | Cozy Funds | Worth It! Subscription Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/cozy-funds-expense-tracker/id6754826032/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | **Every 3 days** | Every 2 weeks |
| Monetization | Freemium | Free with in-app purchases |
| Size | 49 MB | 9 MB |
| Requires iOS | **16.6** | 26.1 |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [Anslem Ubaka](https://appshunter.io/developer/1850332608) | [Marcel Hecker](https://appshunter.io/developer/1816893041) |

## What reviewers say

### Cozy Funds

[App page](https://appshunter.io/ios/app/cozy-funds-expense-tracker/id6754826032)

This app offers a peaceful and supportive way to manage your finances. It securely connects to your bank accounts for automated transaction syncing, providing clear visual insights into your spending and budget progress without any advertisements.

**Highlights:** Automated transaction syncing, Visual spending insights, Flexible budget creation, Unified net worth view, Ad-free experience, Transaction filtering

**Features:** macOS Compatibility

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly Subscription | $2.99 | per 7 days |
| Monthly Subscription | $9.99 | per month |
| Yearly Subscription | $79.99 | per year |


### Worth It! Subscription Tracker

[App page](https://appshunter.io/ios/app/worth-it-subscription-tracker/id6755787325)

Track your subscriptions, their usage, and value compared to single use. Get notified about upcoming renewals and cancellations. Optimize your spending by identifying subscriptions that provide real value.

**Highlights:** Subscription tracking, Usage and value comparison, Renewal and cancellation notifications, Monthly expense overview, Automatic currency conversion, Customizable app settings, iCloud Sync support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 1 Month Worth It! Premium | $1.99 | per month |
| 1 Year Worth It! Premium | $8.99 | per year |
| Worth It! Premium Lifetime | $14.99 | one-time |


## Frequently asked questions

### Is Cozy Funds free?

Cozy Funds is free to download, with in-app purchases available.

### Is Worth It! Subscription Tracker free?

Worth It! Subscription Tracker is free to download, with in-app purchases available.

### Do Cozy Funds or Worth It! Subscription Tracker have ads?

Worth It! Subscription Tracker shows ads; Cozy Funds does not.

### Which is updated more often, Cozy Funds or Worth It! Subscription Tracker?

Cozy Funds ships an update every 3 days, and Worth It! Subscription Tracker every 2 weeks. Most recently, Cozy Funds was updated on October 11, 2026 and Worth It! Subscription Tracker on October 15, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*