# Cozy Funds vs Spending Tracker

The clearest difference is in-app purchases: Spending Tracker at none against Cozy Funds's 3. Cozy Funds's advantage is iOS requirement (16.6 vs 26.0). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Cozy Funds sells 3 in-app purchases, starting at $2.99 per 7 days. Spending Tracker asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 5.0 for Cozy Funds against 5.0 for Spending Tracker. Both are backed by a comparable volume of ratings — 1 and 1 respectively.

## The numbers

| Metric | Cozy Funds | Spending Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (1 ratings)](https://appshunter.io/ios/app/cozy-funds-expense-tracker/id6754826032/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/spending-tracker-spendkit/id6772575807/reviews) |
| Number of ratings | 1 | 1 |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 3 days | — |
| Monetization | Freemium | **Free** |
| Size | 49 MB | 13 MB |
| Requires iOS | **16.6** | 26.0 |
| Devices | iPhone | iPhone |
| Age rating | 4+ | +4 |
| Developer | [Anslem Ubaka](https://appshunter.io/developer/1850332608) | [Jose Sapon](https://appshunter.io/developer/1833571607) |

## What reviewers say

### Cozy Funds

[App page](https://appshunter.io/ios/app/cozy-funds-expense-tracker/id6754826032)

This app offers a peaceful and supportive way to manage your finances. It securely connects to your bank accounts for automated transaction syncing, providing clear visual insights into your spending and budget progress without any advertisements.

**Highlights:** Automated transaction syncing, Visual spending insights, Flexible budget creation, Unified net worth view, Ad-free experience, Transaction filtering

**Features:** macOS Compatibility

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly Subscription | $2.99 | per 7 days |
| Monthly Subscription | $9.99 | per month |
| Yearly Subscription | $79.99 | per year |


### Spending Tracker

[App page](https://appshunter.io/ios/app/spending-tracker-spendkit/id6772575807)

This finance app helps you take control of your money by tracking expenses and monitoring income. It provides a clear overview of your financial situation, simplifies budgeting, and helps improve saving habits. Manage your money smarter with this practical and efficient tool.

**Highlights:** Track expenses, Monitor income, Simplify budgeting, Organize bills, Improve saving habits, Financial dashboard

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Cozy Funds free?

Cozy Funds is free to download, with in-app purchases available.

### Is Spending Tracker free?

Spending Tracker is free to download, with no in-app purchases.

### Which has better reviews, Cozy Funds or Spending Tracker?

Cozy Funds and Spending Tracker are both rated 5.0 out of 5 on the App Store, from 1 and 1 ratings respectively.

### Do Cozy Funds or Spending Tracker have ads?

Neither Cozy Funds nor Spending Tracker shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*