# Cozy Funds vs Mote.

The clearest difference is rating: Cozy Funds at 5.0 against Mote.'s 4.0. Cozy Funds also leads on iOS requirement (16.6 vs 18.0). Mote.'s advantage is in-app purchases (none vs 3). On price, ratings volume, ads and device support there is nothing between them.

Both are free to download. Cozy Funds sells 3 in-app purchases, starting at $2.99 per 7 days. Mote. asks for nothing beyond the download.

Cozy Funds holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 1 and 1 respectively.

## The numbers

| Metric | Cozy Funds | Mote. |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/cozy-funds-expense-tracker/id6754826032/reviews)** | [4.0 (1 ratings)](https://appshunter.io/ios/app/mote/id6816360396/reviews) |
| Number of ratings | 1 | 1 |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 3 days | — |
| Monetization | Freemium | **Free** |
| Size | 49 MB | 3 MB |
| Requires iOS | **16.6** | 18.0 |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [Anslem Ubaka](https://appshunter.io/developer/1850332608) | [Yun Ju Tseng](https://appshunter.io/developer/6783363873) |

## What reviewers say

### Cozy Funds

[App page](https://appshunter.io/ios/app/cozy-funds-expense-tracker/id6754826032)

This app offers a peaceful and supportive way to manage your finances. It securely connects to your bank accounts for automated transaction syncing, providing clear visual insights into your spending and budget progress without any advertisements.

**Highlights:** Automated transaction syncing, Visual spending insights, Flexible budget creation, Unified net worth view, Ad-free experience, Transaction filtering

**Features:** macOS Compatibility

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly Subscription | $2.99 | per 7 days |
| Monthly Subscription | $9.99 | per month |
| Yearly Subscription | $79.99 | per year |


### Mote.

[App page](https://appshunter.io/ios/app/mote/id6816360396)

Effortlessly track your spending with a minimalist expense tracker. Quickly log expenses using natural language and receive daily summaries of your financial activity. Gain simple insights into your spending habits without complex features.

**Highlights:** Natural-language expense entry, Automatic expense categorization, Daily expense receipt, Monthly and yearly spending summaries, Light and dark mode, Distraction-free design

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Cozy Funds free?

Cozy Funds is free to download, with in-app purchases available.

### Is Mote. free?

Mote. is free to download, with no in-app purchases.

### Which has better reviews, Cozy Funds or Mote.?

Cozy Funds is rated higher. Cozy Funds averages 5.0 out of 5 from 1 ratings, while Mote. averages 4.0 from 1 ratings.

### Do Cozy Funds or Mote. have ads?

Neither Cozy Funds nor Mote. shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*