# ZappExpense vs Paykeep

The clearest difference is device support: Paykeep at 3 against ZappExpense's 1. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. ZappExpense sells 1 in-app purchase, starting at $8.99 per month and Paykeep sells 2 in-app purchases, starting at $3.39 per month. Whichever you choose, the download price is not the number that matters.

Both ship on a similar rhythm, roughly every 3 days. The most recent releases landed on September 27, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | ZappExpense | Paykeep |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 3 days | Every 3 days |
| Size | 47 MB | 40 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [getcode.pt](https://appshunter.io/developer/1330213330) | [Ruth McCarthy](https://appshunter.io/developer/6787998193) |

## What reviewers say

### ZappExpense

[App page](https://appshunter.io/ios/app/zappexpense-envelope-budget/id6754829013)

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium | $8.99 | per month |


### Paykeep

[App page](https://appshunter.io/ios/app/paykeep-budget-by-paycheck/id6793523385)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Paykeep Pro Monthly | $3.39 | per month |
| Paykeep Pro Yearly | $26.49 | per year |


## Frequently asked questions

### Is ZappExpense free?

ZappExpense is free to download, with in-app purchases available.

### Is Paykeep free?

Paykeep is free to download, with in-app purchases available.

### Do ZappExpense or Paykeep have ads?

Neither ZappExpense nor Paykeep shows ads.

### Which is updated more often, ZappExpense or Paykeep?

ZappExpense ships an update every 3 days, and Paykeep every 3 days. Most recently, ZappExpense was updated on September 27, 2026 and Paykeep on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*