# Credit Ledger Book vs UrbanTrust

The clearest difference is review sentiment: UrbanTrust at 100% against Credit Ledger Book's 50%. UrbanTrust also leads on ads (none vs shown) and update cadence (every 2 weeks vs every 4 months). Credit Ledger Book's advantage is in-app purchases (none vs 4). On price, monetization model and device support there is nothing between them.

Both are free to download. UrbanTrust sells 4 in-app purchases, starting at $0.99 per month. Credit Ledger Book asks for nothing beyond the download.

Credit Ledger Book ships an update every 4 months, UrbanTrust every 2 weeks. The most recent releases landed on November 9, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Credit Ledger Book | UrbanTrust |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 50.0% of reviews | **100.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 4 months | **Every 2 weeks** |
| Monetization | Free with in-app purchases | Freemium |
| Size | 76 MB | 56 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [DI Labs](https://appshunter.io/developer/1221305504) | [Urbantrust Global Limited](https://appshunter.io/developer/6779262248) |

## What reviewers say

### Credit Ledger Book

[App page](https://appshunter.io/ios/app/credit-ledger-book/id6754837299)

Track customer credit, payments, and balances with this simple ledger app. Manage transactions locally, set reminders, and export your data easily. Supports data import from other ledger apps.

**Highlights:** Customer credit tracking, Payment and balance tracking, Transaction history, Transaction reminders, Data import from Khatabook/OkCredit, Local data storage, Data export

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### UrbanTrust

[App page](https://appshunter.io/ios/app/urbantrust/id6769336975)

Connect with professionals, build teams, and launch projects. This platform facilitates collaboration for startups, businesses, and communities, offering tools for hiring talent, sharing opportunities, and managing projects effectively.

**Highlights:** Build project teams, Hire talent and freelancers, Start collaborations, Launch ideas and projects, Post opportunities (internships, gigs), Manage community initiatives, Coordinate project tasks, Professional networking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Creators | $0.99 | per month |
| Pro | $1.99 | per month |
| Creators | $5.99 | per year |
| Pro | $19.99 | per year |


## Frequently asked questions

### Is Credit Ledger Book free?

Credit Ledger Book is free to download, with no in-app purchases.

### Is UrbanTrust free?

UrbanTrust is free to download, with in-app purchases available.

### Do Credit Ledger Book or UrbanTrust have ads?

Credit Ledger Book shows ads; UrbanTrust does not.

### Which is updated more often, Credit Ledger Book or UrbanTrust?

Credit Ledger Book ships an update every 4 months, and UrbanTrust every 2 weeks. Most recently, Credit Ledger Book was updated on November 9, 2026 and UrbanTrust on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*