# SliceUp vs Payto

The clearest difference is update cadence: SliceUp at every 3 days against Payto's every 8 days. On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. SliceUp sells 2 in-app purchases, starting at $0.99 per month and Payto sells 4 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

SliceUp ships an update every 3 days, Payto every 8 days. The most recent releases landed on November 9, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | SliceUp | Payto |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[1.0 (1 ratings)](https://appshunter.io/ios/app/sliceup-budget-and-bill-split/id6754861665/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | Yes | Yes |
| Update frequency | **Every 3 days** | Every 8 days |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 45 MB | 93 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 9+ |
| Developer | [ILTAE KIM](https://appshunter.io/developer/1850599567) | [Beomjin In](https://appshunter.io/developer/1791890813) |

## What reviewers say

### SliceUp

[App page](https://appshunter.io/ios/app/sliceup-budget-and-bill-split/id6754861665)

Easily manage personal budgets and split group expenses with this AI-powered assistant. Track spending, categorize costs, and settle bills with friends and family seamlessly. Avoid awkward conversations and keep finances clear and organized.

**Highlights:** Personal budget tracking, Expense categorization, AI budget insights, Shared ledger for groups, Group bill splitting, Real-time expense updates, One-tap settlement

**Features:** macOS Compatibility, Vision Pro support, iPhone Duo support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Plus | $0.99 | per month |
| Pro | $3.99 | per month |


### Payto

[App page](https://appshunter.io/ios/app/payto-ai-expense-tracker/id6761049047)

Effortlessly track expenses using voice commands and AI analysis. Get personalized insights, set budgets, and manage finances with your family. Choose from various AI personalities to guide your financial journey.

**Highlights:** Voice and natural language expense logging, AI chat assistant for financial queries, Personalized AI insights and analysis, Shared budgeting for families and partners, Customizable AI personalities, Detailed spending category tracking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Ad-Free (Monthly) | $1.99 | per month |
| Payto Pro: Monthly | $3.99 | per month |
| Ad-Free (Annual) | $5.99 | per year |
| Payto Pro (Annual) | $34.99 | per year |


## Frequently asked questions

### Is SliceUp free?

SliceUp is free to download, with in-app purchases available.

### Is Payto free?

Payto is free to download, with in-app purchases available.

### Do SliceUp or Payto have ads?

Both SliceUp and Payto show ads.

### Which is updated more often, SliceUp or Payto?

SliceUp ships an update every 3 days, and Payto every 8 days. Most recently, SliceUp was updated on November 9, 2026 and Payto on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*