# SetAside vs Payday Buckets

The clearest difference is rating: Payday Buckets at 4.0 against SetAside's 1.0. Payday Buckets also leads on review sentiment (100% vs 67%) and update cadence (fortnightly vs every 2 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. SetAside sells 1 in-app purchase, starting at $15.99 per year and Payday Buckets sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

Payday Buckets holds the better App Store score, 4.0 against 1.0. Both are backed by a comparable volume of ratings — 1 and 1 respectively. Written reviews point the same way: 67% of SetAside's written reviews are positive against 100% of Payday Buckets's.

SetAside ships an update every 2 months, Payday Buckets fortnightly. Both last shipped on October 24, 2026.

## The numbers

| Metric | SetAside | Payday Buckets |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.0 (1 ratings)](https://appshunter.io/ios/app/setaside-sinking-funds-app/id6754886161/reviews) | **[4.0 (1 ratings)](https://appshunter.io/ios/app/payday-buckets/id6770819645/reviews)** |
| Number of ratings | 1 | 1 |
| Positive reviews | 66.7% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 2 months | **Fortnightly** |
| Monetization | Freemium | Freemium |
| Size | 13 MB | 12 MB |
| Requires iOS | 18.6 | 18.6 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [ichbinjona.com](https://appshunter.io/developer/1850750806) | [Nathan Booth](https://appshunter.io/developer/1878878289) |

## What reviewers say

### SetAside

[App page](https://appshunter.io/ios/app/setaside-sinking-funds-app/id6754886161)

This app helps you manage future expenses by breaking them down into manageable monthly savings goals. It uses the sinking funds method to prevent overspending and reduce financial stress. Plan for large, infrequent purchases without impacting your daily budget.

**Highlights:** Virtual sub-accounts for savings, Sinking funds method implementation, Automatic monthly transfer calculation, Track individual future expenses, Reduces financial stress, Builds healthy money habits

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SetAside Pro | $15.99 | per year |


### Payday Buckets

[App page](https://appshunter.io/ios/app/payday-buckets/id6770819645)

This app helps you manage your finances by calculating exactly how much to set aside from each paycheck for bills, savings, and irregular expenses. It simplifies budgeting by focusing on 'buckets' rather than detailed transaction tracking, ensuring you know your financial plan each payday.

**Highlights:** Paycheck-based financial planning, Bucket and sinking fund management, Customizable pay schedules, Bill and savings goal tracking, Local data storage, iCloud sync for iPhone and iPad, CSV export and JSON backup

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Payday Buckets Pro | $12.99 | one-time |


## Frequently asked questions

### Is SetAside free?

SetAside is free to download, with in-app purchases available.

### Is Payday Buckets free?

Payday Buckets is free to download, with in-app purchases available.

### Which has better reviews, SetAside or Payday Buckets?

Payday Buckets is rated higher. SetAside averages 1.0 out of 5 from 1 ratings, while Payday Buckets averages 4.0 from 1 ratings.

### Do SetAside or Payday Buckets have ads?

Neither SetAside nor Payday Buckets shows ads.

### Which is updated more often, SetAside or Payday Buckets?

SetAside ships an update every 2 months, and Payday Buckets fortnightly. Most recently, SetAside was updated on October 24, 2026 and Payday Buckets on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*