# SetAside vs Finzy

The clearest difference is rating: Finzy at 5.0 against SetAside's 1.0. Finzy also leads on in-app purchases (none vs 1) and review sentiment (100% vs 67%). On price, ads and device support there is nothing between them.

Both are free to download. SetAside sells 1 in-app purchase, starting at $15.99 per year. Finzy asks for nothing beyond the download.

Finzy holds the better App Store score, 5.0 against 1.0. That said, the two scores are not equally well evidenced: Finzy has 5 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 67% of SetAside's written reviews are positive against 100% of Finzy's.

SetAside ships an update every 2 months, Finzy every 5 days. The most recent releases landed on November 1, 2026 and November 6, 2026 respectively.

## The numbers

| Metric | SetAside | Finzy |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.0 (1 ratings)](https://appshunter.io/ios/app/setaside-sinking-funds-app/id6754886161/reviews) | **[5.0 (5 ratings)](https://appshunter.io/ios/app/finzy-spending-tracker/id6804288916/reviews)** |
| Number of ratings | 1 | **5** |
| Positive reviews | 66.7% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 5 days** |
| Monetization | Freemium | **Free** |
| Size | 13 MB | 51 MB |
| Requires iOS | 18.6 | **16.4** |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [ichbinjona.com](https://appshunter.io/developer/1850750806) | [Naga Sruthi Gullapalli](https://appshunter.io/developer/6793263183) |

## What reviewers say

### SetAside

[App page](https://appshunter.io/ios/app/setaside-sinking-funds-app/id6754886161)

This app helps you manage future expenses by breaking them down into manageable monthly savings goals. It uses the sinking funds method to prevent overspending and reduce financial stress. Plan for large, infrequent purchases without impacting your daily budget.

**Highlights:** Virtual sub-accounts for savings, Sinking funds method implementation, Automatic monthly transfer calculation, Track individual future expenses, Reduces financial stress, Builds healthy money habits

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SetAside Pro | $15.99 | per year |


### Finzy

[App page](https://appshunter.io/ios/app/finzy-spending-tracker/id6804288916)

Effortlessly log expenses by speaking, scanning receipts, or quick taps. Set budgets, track bills, and gain insights into your spending habits with AI-powered analysis. All your data stays on your device, with optional cloud backup.

**Highlights:** Voice expense logging, Receipt scanning, Customizable budgets, Bill reminders, AI spending insights, Offline functionality, Data export

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is SetAside free?

SetAside is free to download, with in-app purchases available.

### Is Finzy free?

Finzy is free to download, with no in-app purchases.

### Which has better reviews, SetAside or Finzy?

Finzy is rated higher. SetAside averages 1.0 out of 5 from 1 ratings, while Finzy averages 5.0 from 5 ratings.

### Do SetAside or Finzy have ads?

Neither SetAside nor Finzy shows ads.

### Which is updated more often, SetAside or Finzy?

SetAside ships an update every 2 months, and Finzy every 5 days. Most recently, SetAside was updated on November 1, 2026 and Finzy on November 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*