# Penko Expense Tracker vs NWX Consorcio

The clearest difference is in-app purchases: NWX Consorcio at none against Penko Expense Tracker's 8. Penko Expense Tracker's advantage is ads (none vs shown). On price, update cadence, device support and iOS requirement there is nothing between them.

Both are free to download. Penko Expense Tracker sells 8 one-off in-app purchases. NWX Consorcio asks for nothing beyond the download.

Penko Expense Tracker ships an update every 5 months, NWX Consorcio every 3 months. The most recent releases landed on November 5, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Penko Expense Tracker | NWX Consorcio |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (2 ratings)](https://appshunter.io/ios/app/penko-expense-tracker/id6754943713/reviews)** | — |
| Number of ratings | **2** | — |
| In-app purchases | Yes | **No** |
| Ads | **No** | Yes |
| Update frequency | Every 5 months | **Every 3 months** |
| Monetization | Free with in-app purchases | — |
| Size | 5 MB | 19 MB |
| Requires iOS | 16.2 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [AKINALP FIDAN](https://appshunter.io/developer/1844114666) | [Nwx Management LLC](https://appshunter.io/developer/1861681040) |

## What reviewers say

### Penko Expense Tracker

[App page](https://appshunter.io/ios/app/penko-expense-tracker/id6754943713)

This app offers a private and offline way to manage your money. It provides smart analysis of spending patterns, flexible expense tracking, and financial planning tools. All your data is stored locally on your device, ensuring complete privacy.

**Highlights:** Smart spending analysis with charts, Flexible expense tracking with custom categories, Offline functionality, Financial planning and goal setting, Privacy-focused local data storage, Customizable themes and languages

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (8)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Water | $0.29 | one-time |
| Tea | $0.49 | one-time |
| Bagel | $0.99 | one-time |
| Coffee | $1.49 | one-time |
| Wrap | $2.99 | one-time |
| Burger | $4.99 | one-time |
| Turkish Doner | $8.99 | one-time |
| Surprise Me | $14.99 | one-time |


### NWX Consorcio

[App page](https://appshunter.io/ios/app/nwx-consorcio/id6756597534)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Penko Expense Tracker free?

Penko Expense Tracker is free to download, with in-app purchases available.

### Is NWX Consorcio free?

NWX Consorcio is free to download, with no in-app purchases.

### Do Penko Expense Tracker or NWX Consorcio have ads?

NWX Consorcio shows ads; Penko Expense Tracker does not.

### Which is updated more often, Penko Expense Tracker or NWX Consorcio?

Penko Expense Tracker ships an update every 5 months, and NWX Consorcio every 3 months. Most recently, Penko Expense Tracker was updated on November 5, 2026 and NWX Consorcio on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*