# Penko Expense Tracker vs Vylok

The clearest difference is update cadence: Vylok at every 8 days against Penko Expense Tracker's every 5 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Penko Expense Tracker sells 8 one-off in-app purchases and Vylok sells 1 in-app purchase, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

Penko Expense Tracker ships an update every 5 months, Vylok every 8 days. Both last shipped on October 28, 2026.

## The numbers

| Metric | Penko Expense Tracker | Vylok |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.0 (1 ratings)](https://appshunter.io/ios/app/penko-expense-tracker/id6754943713/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 5 months | **Every 8 days** |
| Monetization | Free with in-app purchases | — |
| Size | 5 MB | 22 MB |
| Requires iOS | **16.2** | 17.0 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [AKINALP FIDAN](https://appshunter.io/developer/1844114666) | [Egor Shkarin](https://appshunter.io/developer/1896511333) |

## What reviewers say

### Penko Expense Tracker

[App page](https://appshunter.io/ios/app/penko-expense-tracker/id6754943713)

This app offers a private and offline way to manage your money. It provides smart analysis of spending patterns, flexible expense tracking, and financial planning tools. All your data is stored locally on your device, ensuring complete privacy.

**Highlights:** Smart spending analysis with charts, Flexible expense tracking with custom categories, Offline functionality, Financial planning and goal setting, Privacy-focused local data storage, Customizable themes and languages

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (8)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Water | $0.29 | one-time |
| Tea | $0.49 | one-time |
| Bagel | $0.99 | one-time |
| Coffee | $1.49 | one-time |
| Wrap | $2.99 | one-time |
| Burger | $4.99 | one-time |
| Turkish Doner | $8.99 | one-time |
| Surprise Me | $14.99 | one-time |


### Vylok

[App page](https://appshunter.io/ios/app/vylok/id6767818722)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium | $1.99 | per month |


## Frequently asked questions

### Is Penko Expense Tracker free?

Penko Expense Tracker is free to download, with in-app purchases available.

### Is Vylok free?

Vylok is free to download, with in-app purchases available.

### Do Penko Expense Tracker or Vylok have ads?

Neither Penko Expense Tracker nor Vylok shows ads.

### Which is updated more often, Penko Expense Tracker or Vylok?

Penko Expense Tracker ships an update every 5 months, and Vylok every 8 days. Most recently, Penko Expense Tracker was updated on October 28, 2026 and Vylok on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*