# Penko Expense Tracker vs Spendly

The clearest difference is in-app purchases: Spendly at none against Penko Expense Tracker's 8. Spendly also leads on update cadence (every 3 days vs every 5 months). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Penko Expense Tracker sells 8 one-off in-app purchases. Spendly asks for nothing beyond the download.

Penko Expense Tracker ships an update every 5 months, Spendly every 3 days. The most recent releases landed on October 13, 2026 and October 11, 2026 respectively.

## The numbers

| Metric | Penko Expense Tracker | Spendly |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 5 months | **Every 3 days** |
| Size | 5 MB | 4 MB |
| Requires iOS | **16.2** | 17.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [AKINALP FIDAN](https://appshunter.io/developer/1844114666) | [TextWaves Inc](https://appshunter.io/developer/1770106354) |

## What reviewers say

### Penko Expense Tracker

[App page](https://appshunter.io/ios/app/penko-expense-tracker/id6754943713)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (8)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Water | $0.29 | one-time |
| Tea | $0.49 | one-time |
| Bagel | $0.99 | one-time |
| Coffee | $1.49 | one-time |
| Wrap | $2.99 | one-time |
| Burger | $4.99 | one-time |
| Turkish Doner | $8.99 | one-time |
| Surprise Me | $14.99 | one-time |


### Spendly

[App page](https://appshunter.io/ios/app/spendly-visual-expense-log/id6787908462)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Penko Expense Tracker free?

Penko Expense Tracker is free to download, with in-app purchases available.

### Is Spendly free?

Spendly is free to download, with no in-app purchases.

### Do Penko Expense Tracker or Spendly have ads?

Neither Penko Expense Tracker nor Spendly shows ads.

### Which is updated more often, Penko Expense Tracker or Spendly?

Penko Expense Tracker ships an update every 5 months, and Spendly every 3 days. Most recently, Penko Expense Tracker was updated on October 13, 2026 and Spendly on October 11, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*