# Penko Expense Tracker vs Finanty

The clearest difference is in-app purchases: Finanty at none against Penko Expense Tracker's 8. On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Penko Expense Tracker sells 8 one-off in-app purchases. Finanty asks for nothing beyond the download.

## The numbers

| Metric | Penko Expense Tracker | Finanty |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (2 ratings)](https://appshunter.io/ios/app/penko-expense-tracker/id6754943713/reviews)** | — |
| Number of ratings | **2** | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 5 months | — |
| Monetization | Free with in-app purchases | — |
| Size | 5 MB | 14 MB |
| Requires iOS | **16.2** | 17.0 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [AKINALP FIDAN](https://appshunter.io/developer/1844114666) | [Sebastian Ceron](https://appshunter.io/developer/6795152808) |

## What reviewers say

### Penko Expense Tracker

[App page](https://appshunter.io/ios/app/penko-expense-tracker/id6754943713)

This app offers a private and offline way to manage your money. It provides smart analysis of spending patterns, flexible expense tracking, and financial planning tools. All your data is stored locally on your device, ensuring complete privacy.

**Highlights:** Smart spending analysis with charts, Flexible expense tracking with custom categories, Offline functionality, Financial planning and goal setting, Privacy-focused local data storage, Customizable themes and languages

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (8)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Water | $0.29 | one-time |
| Tea | $0.49 | one-time |
| Bagel | $0.99 | one-time |
| Coffee | $1.49 | one-time |
| Wrap | $2.99 | one-time |
| Burger | $4.99 | one-time |
| Turkish Doner | $8.99 | one-time |
| Surprise Me | $14.99 | one-time |


### Finanty

[App page](https://appshunter.io/ios/app/finanty-expense-tracker/id6795152806)

**In-app purchases:** none


## Frequently asked questions

### Is Penko Expense Tracker free?

Penko Expense Tracker is free to download, with in-app purchases available.

### Is Finanty free?

Finanty is free to download, with no in-app purchases.

### Do Penko Expense Tracker or Finanty have ads?

Neither Penko Expense Tracker nor Finanty shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*