Finote vs Foldz

Finote is a simple expense tracker and budget planner designed to help you understand your spending and stay on budget — while never forgetting important dates. More than just a finance app, Finote combines daily expense tracking with thoughtful anniversary reminders, helping you stay organized in both money and moments. With its soft lavender interface, Finote brings calm and clarity to your daily finances and life routines. Key Features Smart Expense Tracking – Quickly log income and expenses to keep a clear view of your spending and budget. Budget Goals – Set spending limits and receive gentle reminders to stay mindful and in control. Anniversary & Birthday Reminders – Remember birthdays, anniversaries, and meaningful dates so you never miss a special moment. Visual Reports – Automatically generate weekly, monthly, and yearly summaries to understand your spending patterns. PDF Export & Sharing – Export your expense reports as PDFs to save or share your bills anytime. Local Storage – Your data stays on your device only, private and secure. Finote makes tracking expenses feel warm and human — not just about numbers, but about capturing life’s little joys. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Stop overcomplicating your budget. Start using envelopes. Foldz is perfect for people who want a simple, private alternative to complex budgeting apps. Foldz brings the cash envelope method to your iPhone. Divide your income into envelopes, spend from them, and see exactly where your money goes — all without creating an account or sharing a single byte of data. Your data never leaves your device. No cloud. No accounts. No tracking. Period. HOW IT WORKS 1. Add your income for the period 2. Create envelopes for each spending category (Groceries, Transport, Coffee, Fun — whatever you need) 3. Tap an envelope to log a spend using quick-tap amounts 4. Watch your remaining balance update in real time 5. When an envelope runs out, decide: stop spending or move money from another envelope That’s it. No bank linking. No complicated categories. No 47-step setup. BUILT FOR HOW YOU ACTUALLY SPEND • Quick-tap spending — Tap +1, +5, +10, +20, +50, or +100 to build your spend amount faster than typing • Break envelope protection — Spending more than what’s left? Foldz warns you and offers to transfer from another envelope • Period navigation — Browse past and future budget periods to review your spending history • Recurring income — Set it once and your income auto-fills each period • Multiple budget periods — Monthly budgeting included free. Weekly and bi-weekly available with Premium PRIVACY IS NOT A FEATURE — IT'S THE FOUNDATION Foldz collects nothing. No analytics. No crash reporting. No advertising IDs. No servers. Your budget data is stored locally on your device in a file only your phone can read. We don’t know your name. We don’t know how much you earn. We don’t know what you spend on. And we want to keep it that way. FOLDZ PREMIUM Foldz is fully functional for free with monthly budgeting. Premium unlocks: • Weekly and bi-weekly budget periods — align to your pay cycle • Choose your week start day (Monday or Sunday) • Export transactions to CSV for spreadsheet analysis • Support independent, privacy-first development Pricing Foldz Premium is available as: • $4.99/month • $29.99/year • $79.99 one-time lifetime purchase Payment is charged to your Apple ID account at confirmation of purchase. Subscriptions automatically renew unless canceled at least 24 hours before the end of the current billing period. You can manage or cancel your subscription anytime in your Apple ID account settings. Privacy Policy: https://www.sparkbytdigital.com/apps/foldz/privacy/ Terms of Use: https://www.sparkbytdigital.com/apps/foldz/terms/ Support: https://www.sparkbytdigital.com/apps/foldz/support/ Download Foldz and take control of your spending — privately.