# Finote vs M Budget

The clearest difference is review sentiment: M Budget at 100% against Finote's 33%. M Budget also leads on rating (5.0 vs 3.7) and in-app purchases (none vs 7). Finote's advantage is ratings volume (3 vs 1). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Finote sells 7 in-app purchases, starting at $1.99 per month. M Budget asks for nothing beyond the download.

M Budget holds the better App Store score, 5.0 against 3.7. Both are backed by a comparable volume of ratings — 3 and 1 respectively. Written reviews point the same way: 33% of Finote's written reviews are positive against 100% of M Budget's.

Both ship on a similar rhythm, roughly every 2 weeks. The most recent releases landed on October 5, 2026 and October 9, 2026 respectively.

## The numbers

| Metric | Finote | M Budget |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.7 (3 ratings)](https://appshunter.io/ios/app/finote-expense-tracker/id6754961466/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/m-budget-expense-tracker/id6780538389/reviews)** |
| Number of ratings | **3** | 1 |
| Positive reviews | 33.3% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 2 weeks | Every 2 weeks |
| Monetization | Free with in-app purchases | **Free** |
| Size | 18 MB | 33 MB |
| Requires iOS | **17.0** | 17.2 |
| Devices | iPhone, iPad | **iPhone, iPad, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [华 郑](https://appshunter.io/developer/1824333299) | [海燕 赵](https://appshunter.io/developer/6780315706) |

## What reviewers say

### Finote

[App page](https://appshunter.io/ios/app/finote-expense-tracker/id6754961466)

This app helps you manage your finances by tracking expenses and setting budget goals. It also reminds you of important dates like birthdays and anniversaries, all within a calming interface.

**Highlights:** Smart expense tracking, Budget goal setting, Anniversary and birthday reminders, Visual spending reports, PDF export and sharing, Local data storage

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (7)**

| Purchase | Price | Billing |
| --- | --- | --- |
| monthly | $1.99 | per month |
| Monthly | $6.99 | per month |
| Yearly | $6.99 | per year |
| Yearly | $29.99 | per year |
| Lifetime Membership | $2.99 | one-time |
| Lifetime Premium | $12.99 | one-time |
| Lifetime Premium | $49.99 | one-time |


### M Budget

[App page](https://appshunter.io/ios/app/m-budget-expense-tracker/id6780538389)

This app helps you manage your finances with simple expense tracking, clear charts, and budget alerts. It prioritizes privacy with 100% on-device storage and no data collection. Track accounts, assets, and liabilities to gain better financial control.

**Highlights:** Fast expense and income logging, Calendar view for daily spending, Powerful statistical charts, Net worth tracking, Budget setting and alerts, Multi-account management, On-device data storage

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Finote free?

Finote is free to download, with in-app purchases available.

### Is M Budget free?

M Budget is free to download, with no in-app purchases.

### Which has better reviews, Finote or M Budget?

M Budget is rated higher. Finote averages 3.7 out of 5 from 3 ratings, while M Budget averages 5.0 from 1 ratings.

### Do Finote or M Budget have ads?

Neither Finote nor M Budget shows ads.

### Which is updated more often, Finote or M Budget?

Finote ships an update every 2 weeks, and M Budget every 2 weeks. Most recently, Finote was updated on October 5, 2026 and M Budget on October 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*