# Native Teams Payments vs Shared Budget

The clearest difference is in-app purchases: Native Teams Payments at none against Shared Budget's 2. Shared Budget's advantage is update cadence (every 2 days vs every 3 weeks). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Shared Budget sells 2 in-app purchases, starting at $4.99 per month. Native Teams Payments asks for nothing beyond the download.

Native Teams Payments ships an update every 3 weeks, Shared Budget every 2 days. The most recent releases landed on October 7, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | Native Teams Payments | Shared Budget |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/shared-budget-expense-tracker/id6771901283/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 2 days** |
| Monetization | — | Freemium |
| Size | 75 MB | 19 MB |
| Requires iOS | 15.1 | **15.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Native Teams](https://appshunter.io/developer/1596743916) | [Ruby Game Studio LLC](https://appshunter.io/developer/1744350591) |

## What reviewers say

### Native Teams Payments

[App page](https://appshunter.io/ios/app/native-teams-payments/id6755043439)

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### Shared Budget

[App page](https://appshunter.io/ios/app/shared-budget-expense-tracker/id6771901283)

Manage household finances with a group. Track income, expenses, budgets, and debts with clear charts and recurring transaction features. Ideal for couples, roommates, or families.

**Highlights:** Shared group creation and member invitation, Quick income and expense logging, Category spending visualization, Monthly budget envelopes, Debt tracking, Recurring transaction setup, Shared task management

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Shared Budget Premium Monthly | $4.99 | per month |
| Shared Budget Premium | $39.99 | per year |


## Frequently asked questions

### Is Native Teams Payments free?

Native Teams Payments is free to download, with no in-app purchases.

### Is Shared Budget free?

Shared Budget is free to download, with in-app purchases available.

### Do Native Teams Payments or Shared Budget have ads?

Neither Native Teams Payments nor Shared Budget shows ads.

### Which is updated more often, Native Teams Payments or Shared Budget?

Native Teams Payments ships an update every 3 weeks, and Shared Budget every 2 days. Most recently, Native Teams Payments was updated on October 7, 2026 and Shared Budget on October 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*