# eFinancesOS vs Spendaq

The clearest difference is in-app purchases: eFinancesOS at none against Spendaq's 3. eFinancesOS also leads on iOS requirement (13.0 vs 17.0). Spendaq's advantage is update cadence (every 3 weeks vs every 2 months). On price, ads and device support there is nothing between them.

Both are free to download. Spendaq sells 3 in-app purchases, starting at $4.99 per month. eFinancesOS asks for nothing beyond the download.

eFinancesOS ships an update every 2 months, Spendaq every 3 weeks. The most recent releases landed on October 25, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | eFinancesOS | Spendaq |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.5 (2 ratings)](https://appshunter.io/ios/app/spendaq-expense-tracker/id6760961137/reviews)** |
| Number of ratings | — | **2** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 3 weeks** |
| Monetization | — | Freemium |
| Size | 37 MB | 14 MB |
| Requires iOS | **13.0** | 17.0 |
| Devices | iPhone, iPod | **iPhone, iPad, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [Dramane Ouattara](https://appshunter.io/developer/1753932625) | [Rakib Joarder](https://appshunter.io/developer/1490618520) |

## What reviewers say

### eFinancesOS

[App page](https://appshunter.io/ios/app/efinancesos/id6755051591)

**In-app purchases:** none


### Spendaq

[App page](https://appshunter.io/ios/app/spendaq-expense-tracker/id6760961137)

This app helps you track your expenses and manage your budget without needing to link bank accounts. It offers a private and secure way to monitor your spending, set budget limits, and view detailed reports. Features include quick transaction logging, recurring bill reminders, and customizable categories.

**Highlights:** Fast expense logging, Customizable budgets, Privacy-focused design, Offline functionality, Data export (Pro), Multiple financial vaults (Pro)

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Spendaq Pro Monthly | $4.99 | per month |
| Spendaq Pro Annual | $29.99 | per year |
| Spendaq Pro – Lifetime | $79.99 | one-time |


## Frequently asked questions

### Is eFinancesOS free?

eFinancesOS is free to download, with no in-app purchases.

### Is Spendaq free?

Spendaq is free to download, with in-app purchases available.

### Do eFinancesOS or Spendaq have ads?

Neither eFinancesOS nor Spendaq shows ads.

### Which is updated more often, eFinancesOS or Spendaq?

eFinancesOS ships an update every 2 months, and Spendaq every 3 weeks. Most recently, eFinancesOS was updated on October 25, 2026 and Spendaq on October 28, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*