# PayCheck Budget vs BudgetFlow Expense Tracker

The clearest difference is rating: BudgetFlow Expense Tracker at 5.0 against PayCheck Budget's 4.4. BudgetFlow Expense Tracker also leads on in-app purchases (none vs 2). PayCheck Budget's advantage is ratings volume (12 vs 3) and device support (3 vs 1). On price, ads and iOS requirement there is nothing between them.

Both are free to download. PayCheck Budget sells 2 in-app purchases, starting at $7.99 per month. BudgetFlow Expense Tracker asks for nothing beyond the download.

BudgetFlow Expense Tracker holds the better App Store score, 5.0 against 4.4. Both are backed by a comparable volume of ratings — 12 and 3 respectively.

## The numbers

| Metric | PayCheck Budget | BudgetFlow Expense Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.4 (12 ratings)](https://appshunter.io/ios/app/paycheck-budget/id6755057631/reviews) | **[5.0 (3 ratings)](https://appshunter.io/ios/app/budgetflow-expense-tracker/id6783466291/reviews)** |
| Number of ratings | **12** | 3 |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 4 weeks | — |
| Monetization | Freemium | **Free** |
| Size | 22 MB | 2 MB |
| Requires iOS | 18.6 | **17.6** |
| Devices | **iPhone, iPad, Apple Watch** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Nathan Haring](https://appshunter.io/developer/1851630855) | [Tharun Chamarthi](https://appshunter.io/developer/6783466293) |

## What reviewers say

### PayCheck Budget

[App page](https://appshunter.io/ios/app/paycheck-budget/id6755057631)

This app helps users budget based on their pay cycle, whether weekly, biweekly, or monthly. It provides a cash flow forecast, safe-to-spend amounts, and allows for dual-income household planning. Features include receipt scanning and Apple Watch integration.

**Highlights:** Budget by paycheck, Cash flow forecast timeline, Safe-to-spend calculation, Dual-income household support, Receipt scanning, Apple Watch integration, Private iCloud sync

**Features:** macOS Compatibility, Family Sharing, Apple Watch app

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Subscription | $7.99 | per month |
| Annual Subscription | $79.99 | per year |


### BudgetFlow Expense Tracker

[App page](https://appshunter.io/ios/app/budgetflow-expense-tracker/id6783466291)

This app helps you manage your finances by setting budgets, tracking expenses and income in real-time, and providing visual reports. It offers automatic transaction import from Apple Card and custom category creation for personalized budgeting.

**Highlights:** Smart dashboard with color-coded progress, Apple Card auto-import of transactions, Expense calendar visualization, Income tracking for all sources, Monthly PDF report generation, Customizable budget categories, Siri Shortcuts for hands-free expense entry

**In-app purchases:** none


## Frequently asked questions

### Is PayCheck Budget free?

PayCheck Budget is free to download, with in-app purchases available.

### Is BudgetFlow Expense Tracker free?

BudgetFlow Expense Tracker is free to download, with no in-app purchases.

### Which has better reviews, PayCheck Budget or BudgetFlow Expense Tracker?

BudgetFlow Expense Tracker is rated higher. PayCheck Budget averages 4.4 out of 5 from 12 ratings, while BudgetFlow Expense Tracker averages 5.0 from 3 ratings.

### Do PayCheck Budget or BudgetFlow Expense Tracker have ads?

Neither PayCheck Budget nor BudgetFlow Expense Tracker shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*