# Spense vs Spending Tracker

The clearest difference is review sentiment: Spending Tracker at 100% against Spense's 0%. Spending Tracker also leads on rating (5.0 vs 3.0). Spense's advantage is update cadence (every 5 days vs monthly) and iOS requirement (17.0 vs 26.2). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Spense sells 3 in-app purchases, starting at $4.99 per month and Spending Tracker sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

Spending Tracker holds the better App Store score, 5.0 against 3.0. Both are backed by a comparable volume of ratings — 1 and 1 respectively. Written reviews point the same way: 0% of Spense's written reviews are positive against 100% of Spending Tracker's.

Spense ships an update every 5 days, Spending Tracker monthly. The most recent releases landed on October 24, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | Spense | Spending Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.0 (1 ratings)](https://appshunter.io/ios/app/spense-mindful-spending/id6755085891/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/spending-tracker-mochimoney/id6758917375/reviews)** |
| Number of ratings | 1 | 1 |
| Positive reviews | 0.0% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 5 days** | Monthly |
| Monetization | Freemium | Free with in-app purchases |
| Size | 11 MB | 20 MB |
| Requires iOS | **17.0** | 26.2 |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [Cemal As](https://appshunter.io/developer/1848685624) | [Pratish Shrestha](https://appshunter.io/developer/1756880914) |

## What reviewers say

### Spense

[App page](https://appshunter.io/ios/app/spense-mindful-spending/id6755085891)

This app helps you curb impulse buying by implementing a 'cooling-off period' for potential purchases. It allows you to add items to a waiting list, reflect on your needs, and make conscious decisions to save money and build wealth.

**Highlights:** Impulse purchase delay, Customizable waiting periods, Salary-based cost calculator, Interactive spending charts, Smart spending notifications, Unlimited waiting lists (Pro), AI-powered purchase assistant (Pro)

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Spense Pro Monthly | $4.99 | per month |
| Spense Pro Yearly | $39.99 | per year |
| Spense Life Time | $99.99 | one-time |


### Spending Tracker

[App page](https://appshunter.io/ios/app/spending-tracker-mochimoney/id6758917375)

Easily track your daily expenses and manage your budget without feeling overwhelmed. Visualize your spending habits with colorful breakdowns and set category limits to save for your goals. Get a clear financial picture with quick, friendly insights.

**Highlights:** Track daily expenses, Stay on budget, Visualize spending categories, Save for goals, Home screen widgets, Manage recurring charges

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Mochi Money Pro | $12.99 | one-time |


## Frequently asked questions

### Is Spense free?

Spense is free to download, with in-app purchases available.

### Is Spending Tracker free?

Spending Tracker is free to download, with in-app purchases available.

### Which has better reviews, Spense or Spending Tracker?

Spending Tracker is rated higher. Spense averages 3.0 out of 5 from 1 ratings, while Spending Tracker averages 5.0 from 1 ratings.

### Do Spense or Spending Tracker have ads?

Neither Spense nor Spending Tracker shows ads.

### Which is updated more often, Spense or Spending Tracker?

Spense ships an update every 5 days, and Spending Tracker monthly. Most recently, Spense was updated on October 24, 2026 and Spending Tracker on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*