# HCT TRADING vs PayNote

The clearest difference is in-app purchases: HCT TRADING at none against PayNote's 1. HCT TRADING also leads on iOS requirement (13 vs 15.0). On price, ads and device support there is nothing between them.

Both are free to download. PayNote sells 1 one-off in-app purchase. HCT TRADING asks for nothing beyond the download.

## The numbers

| Metric | HCT TRADING | PayNote |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Fortnightly | — |
| Size | 143 MB | 6 MB |
| Requires iOS | **13** | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [THANH PHO HO CHI MINH COMMODITY TRADING JOINT STOCK COMPANY](https://appshunter.io/developer/1851953015) | [Z-SOFT COMPANY LIMITED](https://appshunter.io/developer/1803614684) |

## What reviewers say

### HCT TRADING

[App page](https://appshunter.io/ios/app/hct-trading/id6755104072)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### PayNote

[App page](https://appshunter.io/ios/app/paynote-expense-tracker/id6809154392)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| PayNote PRO | $2.99 | one-time |


## Frequently asked questions

### Is HCT TRADING free?

HCT TRADING is free to download, with no in-app purchases.

### Is PayNote free?

PayNote is free to download, with in-app purchases available.

### Do HCT TRADING or PayNote have ads?

Neither HCT TRADING nor PayNote shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*