# FinLu vs Budgio

The clearest difference is in-app purchases: FinLu at none against Budgio's 2. FinLu also leads on update cadence (every 3 days vs every 2 months). Budgio's advantage is iOS requirement (16.6 vs 18.6). On price, ads and device support there is nothing between them.

Both are free to download. Budgio sells 2 in-app purchases, starting at $3.99 per month. FinLu asks for nothing beyond the download.

FinLu ships an update every 3 days, Budgio every 2 months. The most recent releases landed on August 19, 2026 and September 11, 2026 respectively.

## The numbers

| Metric | FinLu | Budgio |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/finlu/id6755127340/reviews)** | — |
| Number of ratings | **2** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Every 3 days** | Every 2 months |
| Monetization | Free | — |
| Size | 2 MB | 12 MB |
| Requires iOS | 18.6 | **16.6** |
| Devices | iPhone | **iPhone, Apple Watch** |
| Age rating | 12+ | 4+ |
| Developer | [Stephanie Liew](https://appshunter.io/developer/1817256741) | [Stepan Petrov](https://appshunter.io/developer/1878638941) |

## What reviewers say

### FinLu

[App page](https://appshunter.io/ios/app/finlu/id6755127340)

This app helps you manage your money by tracking income and expenses, visualizing spending, and organizing financial data. It offers secure access and a clean interface to empower users to build better money habits.

**Highlights:** Track income and expenses, Visualize spending with charts, Secure passcode and biometrics, Edit and refine entries, Smart organization by time period, Modern, minimal design

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Budgio

[App page](https://appshunter.io/ios/app/budgio-spending-tracker/id6757434321)

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Budgio Premium Monthly | $3.99 | per month |
| Budgio Premium Annual | $29.99 | per year |


## Frequently asked questions

### Is FinLu free?

FinLu is free to download, with no in-app purchases.

### Is Budgio free?

Budgio is free to download, with in-app purchases available.

### Do FinLu or Budgio have ads?

Neither FinLu nor Budgio shows ads.

### Which is updated more often, FinLu or Budgio?

FinLu ships an update every 3 days, and Budgio every 2 months. Most recently, FinLu was updated on August 19, 2026 and Budgio on September 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*