# LendFlow vs SoftBillsHub

The clearest difference is rating: SoftBillsHub at 5.0 against LendFlow's 1.0. SoftBillsHub also leads on monetization model (free vs free with in-app purchases) and update cadence (weekly vs every 2 weeks). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SoftBillsHub holds the better App Store score, 5.0 against 1.0. Both are backed by a comparable volume of ratings — 2 and 1 respectively.

LendFlow ships an update every 2 weeks, SoftBillsHub weekly. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | LendFlow | SoftBillsHub |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.0 (2 ratings)](https://appshunter.io/ios/app/lendflow/id6755135907/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/softbillshub/id6816104573/reviews)** |
| Number of ratings | **2** | 1 |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Weekly** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 20 MB | 66 MB |
| Requires iOS | **15** | 15.5 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 17+ | 17+ |
| Developer | [DEVLOOPS SOFTWARE NEPAL](https://appshunter.io/developer/1754379685) | [Soft Bills Hub LTD](https://appshunter.io/developer/6816104995) |

## What reviewers say

### LendFlow

[App page](https://appshunter.io/ios/app/lendflow/id6755135907)

Manage personal finances by tracking all lending and borrowing. Easily monitor who owes you money and whom you owe, with precise interest calculations.

**Highlights:** Track lending and borrowing, Monitor who owes you money, Monitor who you owe money to, Calculate interest precisely, Personal finance management

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### SoftBillsHub

[App page](https://appshunter.io/ios/app/softbillshub/id6816104573)

Manage all your essential payments in Nigeria from one secure wallet. Pay for airtime, data, TV, electricity, and more. Includes virtual cards, fixed savings, and money transfers to any bank.

**Highlights:** Instant airtime and data top-ups, Cable TV and electricity bill payments, Virtual card creation for online payments, Fixed savings with growth potential, Send money to any Nigerian bank, Buy and sell digital gift cards, Virtual numbers for verification codes

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is LendFlow free?

LendFlow is free to download, with no in-app purchases.

### Is SoftBillsHub free?

SoftBillsHub is free to download, with no in-app purchases.

### Which has better reviews, LendFlow or SoftBillsHub?

SoftBillsHub is rated higher. LendFlow averages 1.0 out of 5 from 2 ratings, while SoftBillsHub averages 5.0 from 1 ratings.

### Do LendFlow or SoftBillsHub have ads?

Neither LendFlow nor SoftBillsHub shows ads.

### Which is updated more often, LendFlow or SoftBillsHub?

LendFlow ships an update every 2 weeks, and SoftBillsHub weekly. Most recently, LendFlow was updated on October 30, 2026 and SoftBillsHub on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*