# Payd vs Lenote

The clearest difference is in-app purchases: Payd at none against Lenote's 2. Payd also leads on ads (none vs shown). On price, update cadence, device support and iOS requirement there is nothing between them.

Both are free to download. Lenote sells 2 in-app purchases, starting at $1.99 per month. Payd asks for nothing beyond the download.

Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on November 9, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Payd | Lenote |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Fortnightly | Fortnightly |
| Size | 86 MB | 69 MB |
| Requires iOS | 16.6 | **16.4** |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Payd Joint Stock Company](https://appshunter.io/developer/1852472560) | [Hiep Nguyen Ba](https://appshunter.io/developer/1896748480) |

## What reviewers say

### Payd

[App page](https://appshunter.io/ios/app/payd-with-crypto/id6755182934)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Lenote

[App page](https://appshunter.io/ios/app/lenote-loan-keeper/id6780952899)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Supscription | $1.99 | per month |
| Annually Subscription | $19.99 | per year |


## Frequently asked questions

### Is Payd free?

Payd is free to download, with no in-app purchases.

### Is Lenote free?

Lenote is free to download, with in-app purchases available.

### Do Payd or Lenote have ads?

Lenote shows ads; Payd does not.

### Which is updated more often, Payd or Lenote?

Payd ships an update fortnightly, and Lenote fortnightly. Most recently, Payd was updated on November 9, 2026 and Lenote on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*