# Reclaimr vs SettlePay

The clearest difference is rating: SettlePay at 5.0 against Reclaimr's 4.4. Reclaimr's advantage is ratings volume (7 vs 1) and iOS requirement (12.0 vs 15.1). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Reclaimr sells 3 in-app purchases, starting at $3.99 per month and SettlePay sells 2 in-app purchases, starting at $9.99 per month. Whichever you choose, the download price is not the number that matters.

SettlePay holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: Reclaimr has 7 ratings behind it against 1, so its average is the more settled of the two.

Both ship on a similar rhythm, roughly weekly. The most recent releases landed on September 14, 2026 and June 2, 2026 respectively.

## The numbers

| Metric | Reclaimr | SettlePay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.4 (7 ratings)](https://appshunter.io/ios/app/reclaimr-class-action/id6755187031/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/settlepay/id6757112002/reviews)** |
| Number of ratings | **7** | 1 |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Weekly | Weekly |
| Monetization | Free with in-app purchases | Freemium |
| Size | 31 MB | 29 MB |
| Requires iOS | **12.0** | 15.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [建荣 王](https://appshunter.io/developer/1808556930) | [ZUBAIR HABIBI](https://appshunter.io/developer/1864617850) |

## What reviewers say

### Reclaimr

[App page](https://appshunter.io/ios/app/reclaimr-class-action/id6755187031)

Easily find and claim settlement money you're owed from class actions. This app helps you verify eligibility and securely submit claims for past data breaches, product recalls, or unfair charges.

**Highlights:** Discover unclaimed class action payouts, Verify eligibility for settlements, Securely claim funds, Search class actions by category, Get notified of new payouts

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Pro | $3.99 | per month |
| Annual Pro | $14.99 | per year |
| Lifetime Pro | $34.99 | one-time |


### SettlePay

[App page](https://appshunter.io/ios/app/settlepay/id6757112002)

Discover and track unclaimed money from class action settlements. Easily find opportunities you're owed, monitor claim status, and receive notifications for new settlements and payments. Many claims require no proof of purchase.

**Highlights:** Browse active settlements, Filter by category, Track claim status, Smart notifications, Earnings dashboard, Claims requiring no proof

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Monthly | $9.99 | per month |
| Premium Annual | $39.99 | per year |


## Frequently asked questions

### Is Reclaimr free?

Reclaimr is free to download, with in-app purchases available.

### Is SettlePay free?

SettlePay is free to download, with in-app purchases available.

### Which has better reviews, Reclaimr or SettlePay?

SettlePay is rated higher. Reclaimr averages 4.4 out of 5 from 7 ratings, while SettlePay averages 5.0 from 1 ratings.

### Do Reclaimr or SettlePay have ads?

Neither Reclaimr nor SettlePay shows ads.

### Which is updated more often, Reclaimr or SettlePay?

Reclaimr ships an update weekly, and SettlePay weekly. Most recently, Reclaimr was updated on September 14, 2026 and SettlePay on June 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*