# HOLD vs TOKENEST

The clearest difference is iOS requirement: TOKENEST at 13.0 against HOLD's 15.1. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 30, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | HOLD | TOKENEST |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[1.0 (1 ratings)](https://appshunter.io/ios/app/hold-pay-and-split-with-friends/id6755203065/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | Free | — |
| Size | 119 MB | 47 MB |
| Requires iOS | 15.1 | **13.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [HIHODL Technologies OU](https://appshunter.io/developer/1852574442) | [TKNEST PTE. LTD.](https://appshunter.io/developer/1865077991) |

## What reviewers say

### HOLD

[App page](https://appshunter.io/ios/app/hold-pay-and-split-with-friends/id6755203065)

This app allows you to get paid from anywhere, split expenses with friends in group chats, and manage your money with an AI assistant. It also offers features for travel, saving, and investing in cryptocurrencies.

**Highlights:** Receive payments globally, Split expenses in group chats, AI money assistant for planning, Book travel and hotels, Save and invest in crypto, Self-custodial security

**Features:** macOS Compatibility

**In-app purchases:** none


### TOKENEST

[App page](https://appshunter.io/ios/app/tokenest/id6757175057)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is HOLD free?

HOLD is free to download, with no in-app purchases.

### Is TOKENEST free?

TOKENEST is free to download, with no in-app purchases.

### Do HOLD or TOKENEST have ads?

Neither HOLD nor TOKENEST shows ads.

### Which is updated more often, HOLD or TOKENEST?

HOLD ships an update monthly, and TOKENEST monthly. Most recently, HOLD was updated on October 30, 2026 and TOKENEST on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*