# Splitit Go vs Ghostpay

The clearest difference is update cadence: Ghostpay at monthly against Splitit Go's every 6 months. Ghostpay also leads on ratings volume (4 vs 1). On price, rating, review sentiment and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for Splitit Go against 5.0 for Ghostpay. Both are backed by a comparable volume of ratings — 1 and 4 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

Splitit Go ships an update every 6 months, Ghostpay monthly. The most recent releases landed on October 2, 2026 and October 1, 2026 respectively.

## The numbers

| Metric | Splitit Go | Ghostpay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (1 ratings)](https://appshunter.io/ios/app/splitit-go/id6755229647/reviews) | [5.0 (4 ratings)](https://appshunter.io/ios/app/ghostpay-pay-later/id6757483452/reviews) |
| Number of ratings | 1 | **4** |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 months | **Monthly** |
| Monetization | Free | Free |
| Size | 43 MB | 91 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Splitit USA Inc](https://appshunter.io/developer/1709460495) | [BRAYAN ISMAEL PEREZ BONILLA](https://appshunter.io/developer/1867196257) |

## What reviewers say

### Splitit Go

[App page](https://appshunter.io/ios/app/splitit-go/id6755229647)

Manage installment payments with a mobile-first point-of-sale experience. This app offers speed, clarity, and control for merchants, simplifying complex installment management into an intuitive workflow for in-store or on-the-go use.

**Highlights:** Real-time installment control, Mobile-first point-of-sale, Intuitive workflow, In-store and on-the-go management, Speed and clarity

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Ghostpay

[App page](https://appshunter.io/ios/app/ghostpay-pay-later/id6757483452)

This platform enables service professionals to offer clients flexible installment payments for services. Artists receive full payment upfront, while clients can pay over time. It aims to increase bookings and revenue for service providers.

**Highlights:** Client installment payments, Artist upfront payouts, No percentage fees on services, Monthly subscription model, Local client promotion, Secure payment processing

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Splitit Go free?

Splitit Go is free to download, with no in-app purchases.

### Is Ghostpay free?

Ghostpay is free to download, with no in-app purchases.

### Which has better reviews, Splitit Go or Ghostpay?

Splitit Go and Ghostpay are both rated 5.0 out of 5 on the App Store, from 1 and 4 ratings respectively.

### Do Splitit Go or Ghostpay have ads?

Neither Splitit Go nor Ghostpay shows ads.

### Which is updated more often, Splitit Go or Ghostpay?

Splitit Go ships an update every 6 months, and Ghostpay monthly. Most recently, Splitit Go was updated on October 2, 2026 and Ghostpay on October 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*